What Is Funding Pips?
So, what exactly is Funding Pips, and why are so many traders buzzing about it in the world of prop trading in 2025?
Imagine this: You’re a talented forex trader with a strong strategy, but you lack access to significant capital. That’s where Funding Pips steps in, offering traders a chance to access substantial funded accounts while skipping the traditional hurdles like personal capital risk, long application processes, or unreasonably strict metrics.
Funding Pips is a modern proprietary trading firm that funds skilled traders after they prove their capabilities through a structured evaluation challenge. With a strong emphasis on transparency, trader freedom, and profitability, Funding Pips has positioned itself as one of the top prop firms aiming to simplify the path to professional trading.
Here’s the twist that sets Funding Pips apart: they use a one-phase evaluation model, competitive fee structures, and flexible trading conditions that don’t choke your strategy. Their entire philosophy centers around letting traders trade their edge, not just tick boxes.
So, whether you’re a seasoned day trader, a swing maestro, or someone who just passed your first MyFXBook milestone, Funding Pips offers a way to grow your trading journey without risking your own money. And let’s not forget the delicious carrot at the end—profit splits that go as high as 95% to the trader and a seamless, streamlined scaling model.
How the Funding Pips Prop Firm Challenge Works
Funding Pips offers a tailored approach to prop firm evaluations, designed to meet traders at every skill level and strategy preference. Whether you’re seeking a no-pressure entry, a fast-track evaluation, or a traditional two-phase test, Funding Pips has a model that fits your needs. Here’s a breakdown of each available challenge type and how they work.
Choose Your Account Size and Profit Split
Before starting your challenge, you’ll select the account size that suits your trading comfort and goals. Funding Pips offers a wide range of account sizes, from $5,000 all the way up to $100,000, across all challenge types. This gives you full control over your risk exposure and scaling potential.
Once funded, traders enjoy a profit split of up to 95 percent. This is among the highest in the prop firms industry and is a huge incentive for disciplined, consistent performers. No complicated conditions or profit hoops to jump through — just earn and keep the majority of your profits.
Complete the Funding Pips Prop Firm Challenge
After selecting your challenge model and account size, your job is to prove that you can manage risk and generate returns within the firm’s rules. Whether you choose the Zero, One Step, Two Step, or Pro model, each comes with a clearly defined structure:
In the Zero model, you simply avoid hitting drawdown limits.
In the One Step challenge, you aim for a 10 percent profit target with defined risk caps.
The Two Step challenge includes an 8 percent target in Phase 1 and 5 percent in Phase 2.
The Pro challenge requires 6 percent gains in both phases with stricter risk parameters.
All models are designed to simulate real trading conditions while evaluating your consistency, discipline, and edge. There are no forced strategies, and you can trade any style — scalping, swing trading, or news trading — as long as you stay within the risk parameters.
Pass Evaluation and Get Funded
Once you successfully complete the challenge without breaching any rules, you’ll be awarded a funded live account. There are no delays or unnecessary red tape. The moment your performance is verified, you’re officially funded.
As a funded trader, you will be eligible to withdraw profits, beginning just 14 days after your first trade on the live account. Your drawdown rules remain in place, but there are no profit targets to maintain on the funded account — your only job is to trade smart and preserve capital. With up to 95 percent profit split and the option to scale your account over time, this is where your trading journey becomes a real profession.
Use promo code: ‘A7K3Z9’ to get 10% off!
What Are the Options For Funded Accounts?
Once you successfully pass the Funding Pips challenge, you gain access to one of the most flexible funded account systems in the prop trading industry. Whether you’re looking for a one-step, two-step, or a more structured three-step evaluation, Funding Pips has a model that fits your trading style and goals.
Let’s break down each model and explore the funded account sizes, rules, and fees.
Funding Pips Zero (No Profit Target)
The Zero model is for traders who want immediate trading access without having to meet a profit target. This challenge still tests discipline and risk management, with strict drawdown limits but no pressure to hit profit goals.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown | Profit Split |
$5,000 | $59 | None | 3% ($150) | 5% ($250) | Up to 95% |
$10,000 | $99 | None | 3% ($300) | 5% ($500) | Up to 95% |
$25,000 | $199 | None | 3% ($750) | 5% ($1,250) | Up to 95% |
$50,000 | $299 | None | 3% ($1,500) | 5% ($2,500) | Up to 95% |
$100,000 | $499 | None | 3% ($3,000) | 5% ($5,000) | Up to 95% |
Funding Pips One Step Challenge
This single-phase model is ideal for confident traders who prefer a direct path to funding. Traders must hit a 10% profit target without violating risk parameters. It offers a faster route to funding while maintaining risk discipline.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown | Profit Split |
$5,000 | $59 | 10% ($500) | 4% ($200) | 6% ($300) | Up to 95% |
$10,000 | $99 | 10% ($1,000) | 4% ($400) | 6% ($600) | Up to 95% |
$25,000 | $199 | 10% ($2,500) | 4% ($1,000) | 6% ($1,500) | Up to 95% |
$50,000 | $299 | 10% ($5,000) | 4% ($2,000) | 6% ($3,000) | Up to 95% |
$100,000 | $499 | 10% ($10,000) | 4% ($4,000) | 6% ($6,000) | Up to 95% |
Funding Pips Two Step Challenge
The two-step challenge offers a more traditional evaluation model. It consists of two phases with realistic profit targets. Phase one requires an 8% gain, followed by a second phase with a 5% goal. With higher drawdown limits, this plan provides a balanced challenge.
Account Size | Challenge Fee | Profit Target Phase 1 | Profit Target Phase 2 | Max Daily Drawdown | Max Overall Drawdown | Profit Split |
$5,000 | $36 | 8% ($400) | 5% ($250) | 5% ($250) | 10% ($500) | Up to 95% |
$10,000 | $66 | 8% ($800) | 5% ($500) | 5% ($500) | 10% ($1,000) | Up to 95% |
$25,000 | $156 | 8% ($2,000) | 5% ($1,250) | 5% ($1,250) | 10% ($2,500) | Up to 95% |
$50,000 | $266 | 8% ($4,000) | 5% ($2,500) | 5% ($2,500) | 10% ($5,000) | Up to 95% |
$100,000 | $470 | 8% ($8,000) | 5% ($5,000) | 5% ($5,000) | 10% ($10,000) | Up to 95% |
Funding Pips Pro (Three Step Challenge)
For traders who prefer an ultra-conservative, professional-grade challenge, the Pro model includes two phases of equal 6% targets. With the lowest drawdown limits, this model tests consistency and composure under pressure.
Account Size | Challenge Fee | Profit Target Phase 1 | Profit Target Phase 2 | Max Daily Drawdown | Max Overall Drawdown | Profit Split |
$5,000 | $29 | 6% ($300) | 6% ($300) | 3% ($150) | 6% ($300) | Up to 95% |
$10,000 | $55 | 6% ($600) | 6% ($600) | 3% ($300) | 6% ($600) | Up to 95% |
$25,000 | $109 | 6% ($1,500) | 6% ($1,500) | 3% ($750) | 6% ($1,500) | Up to 95% |
$50,000 | $199 | 6% ($3,000) | 6% ($3,000) | 3% ($1,500) | 6% ($3,000) | Up to 95% |
$100,000 | $359 | 6% ($6,000) | 6% ($6,000) | 3% ($3,000) | 6% ($6,000) | Up to 95% |
Each of these models is structured to meet the needs of different types of traders. Whether you’re a fast-paced scalper, a swing strategist, or a long-term trend follower, Funding Pips gives you the room to grow and scale. With transparent rules and generous profit splits, it’s no surprise that Funding Pips continues to lead the charge in trader-first funding models.
Funding Pips’ Rules and Restrictions
Before you start sizing up those payouts, it’s crucial to understand the rulebook. Funding Pips gives you freedom, but not without some essential guardrails. These rules aren’t there to limit your creativity — they’re designed to protect both your trading capital and the firm’s trust in your ability to manage risk responsibly.
Let’s break down the core rules and restrictions that apply across all Funding Pips challenge models.
Risk Management Guidelines (Trailing Drawdown, Max Daily Loss)
Risk management is the backbone of any prop firm, and Funding Pips takes it seriously. Depending on the challenge model you choose, you’ll be subject to two primary limits:
- Maximum Daily Loss: This is the most you can lose in a single trading day. It’s calculated based on your starting balance or equity at the beginning of the day. For instance, in the One Step model, this is capped at 4%, while the Pro model allows only 3%.
- Maximum Overall Loss: This represents your total allowable drawdown from the highest equity achieved. In some challenges, this is a trailing drawdown, meaning it moves up as your account grows. Once you hit the limit, your account is breached.
Here’s a quick summary:
Model | Max Daily Loss | Max Overall Drawdown | Drawdown Type |
Zero | 3% | 5% | Trailing |
One Step | 4% | 6% | Trailing |
Two Step (Regular) | 5% | 10% | Static |
Three Step (Pro) | 3% | 6% | Static |
The idea is simple: stick to the risk parameters and you’ll have no problem progressing or trading live.
News Trading, Overnight Holds, and Other Restrictions
One of the standout features of Funding Pips is their flexible trading conditions. You’re not boxed into a strategy, but there are some common-sense rules to follow:
- News Trading: You’re allowed to trade during high-impact news, but reckless behavior around volatile periods can still result in flagged accounts. It’s all about how you manage the risk.
- Overnight & Weekend Holds: Unlike many firms that restrict overnight positions, Funding Pips permits you to hold trades overnight and even over weekends in most challenges. However, during the challenge phase, this is sometimes restricted based on your chosen model.
- Lot Size & Leverage: Leverage varies by instrument but stays competitive. You’re expected to trade responsibly without trying to manipulate the system with oversized positions or gambling-style strategies.
These rules help maintain market realism — a key reason traders who pass with Funding Pips tend to survive and thrive in live markets.
Consistency and Scaling Rules
Consistency is a golden ticket to longevity in funded trading, and Funding Pips rewards it handsomely.
- Consistency Metrics: While there’s no strict requirement like “equal lot sizes” or “daily volume caps,” erratic account behavior may lead to violations. The goal is to demonstrate that you have a repeatable edge, not just a one-time fluke.
- Scaling: Traders who show stable results over time are eligible for account scaling. This means your funded capital can increase periodically (every few months) based on performance and adherence to risk guidelines.
In essence, Funding Pips isn’t looking for gamblers. They’re looking for professionals in the making.
Use promo code: ‘A7K3Z9’ to get 10% off!
Payment, Withdrawals, and Payout Process
Once you’ve passed the challenge and become a funded trader, the next big question is simple — when do you get paid, and how does it work? Funding Pips has structured its payment and withdrawal system to be smooth, efficient, and trader-friendly. From transparent fee structures to fast payout processing, they ensure that getting compensated is never a hassle.
Fee Payments for Challenges and Funded Accounts
To get started, every trader must pay a one-time challenge fee. This cost depends on the account size and the type of evaluation model you choose, whether that’s Zero, One Step, Two Step, or Pro.
There are no recurring fees or hidden charges. What you pay upfront is the only cost involved unless otherwise stated. In some challenge models, particularly the multi-phase evaluations, fees are slightly lower to reflect the added evaluation stages.
Here’s what you need to know:
- Challenge fees are non-refundable unless specified otherwise in the plan.
- Funding Pips offers some of the most competitively priced evaluations in the prop trading space.
- These fees help maintain platform integrity and support their operations, including trader support and technology infrastructure.
For serious traders, the value is crystal clear. You’re buying a real opportunity to trade with capital, not a gimmick or glorified demo account.
Profit Withdrawals and Payout Schedules
Once you begin trading on a live funded account, Funding Pips shifts its focus to ensuring you can access your earnings quickly and easily. Their withdrawal process is designed to be seamless, with a high level of transparency and consistent payout cycles.
Here’s how it works:
- You can request your first withdrawal just 14 days after you begin trading on your funded account.
- After your first payout, you are eligible to withdraw profits every 14 days moving forward.
- Payment methods include cryptocurrency, Wise, Deel, and traditional bank transfers.
- Traders receive up to 95 percent of the profits they generate, making it one of the most lucrative payout models in the industry.
One of the most widely praised aspects of Funding Pips is their speed and consistency with payments. Unlike some firms that delay or complicate the process, Funding Pips delivers. Traders routinely report fast processing times and an overall smooth experience.
To keep things simple, here is a quick overview of the payout policy:
Category | Details |
First Withdrawal | 14 days after becoming funded |
Ongoing Payouts | Every 14 days |
Available Methods | Crypto, Wise, Deel, Bank Transfer |
Profit Split | Up to 95 percent |
Account Scaling | Available with consistent results |
In summary, Funding Pips does not just provide capital. They provide a reliable, professional environment where skilled traders can focus on performance without worrying about when or how they’ll get paid.
Comparison: Funding Pips vs Other Top Prop Firms
With so many proprietary trading firms flooding the market, it’s easy to feel overwhelmed when choosing the right one. Funding Pips has positioned itself as a serious contender, especially in 2025, by offering flexibility, high profit splits, and transparent conditions. But how does it really stack up against the industry’s heavy hitters like FTMO, FundedNext, and The 5ers?
Let’s explore a side-by-side comparison to highlight what makes Funding Pips stand out and where it falls in line with or ahead of the competition.
Feature | Funding Pips | FTMO | True Forex Funds | The5ers |
Evaluation Models | Zero, 1-Step, 2-Step, 3-Step Pro | 2-Step Only | 2-Step Only | Instant Funding, Evaluation, Bootcamp |
Profit Target | 6% to 10% (model-specific) | 10% (Phase 1), 5% (Phase 2) | 8% (Phase 1), 5% (Phase 2) | 6% to 12% (varies by model) |
Max Daily Drawdown | 3% to 5% | 5% | 5% | 4% |
Max Overall Drawdown | 5% to 10% | 10% | 10% | 6% |
Drawdown Type | Trailing or Static (depends on model) | Static | Static | Static |
Profit Split | Up to 95% | 80% (up to 90% with scaling) | Up to 80% | 50% to 75% |
First Payout | After 14 days | After 30 days | After 30 days | After 30 days |
Payout Frequency | Bi-weekly | Monthly | Monthly | Monthly |
Scaling Opportunities | Yes, every 3 months with consistent trading | Yes, performance-based | Yes | Yes |
Minimum Trading Days | 0 to 5 (model-dependent) | 10 | 5 | None |
Account Sizes | $5K to $100K | $10K to $200K | $5K to $200K | $6K to $100K |
Customer Support | Live Chat, Email, Social Media | Email, Helpdesk | Email, Contact Form | |
Unique Feature | Multiple challenge formats, up to 95% split | Industry standard, tight metrics | Low-cost entry, global brand | Direct funded options without evaluations |
Funding Pips excels in flexibility, offering multiple challenge types and one of the industry’s highest profit splits at up to 95 percent. With fast 14-day withdrawals and tailored risk models, it appeals to both aggressive and conservative traders. While the other firms maintain a strong industry presence, Funding Pips is quickly becoming the preferred choice for traders who want more control, faster payouts, and better earning potential.
Funding Pips Customer Support and Help
Email: support@fundingpips.com
Social Media Profiles
Funding Pips can also be found on social media on the following channels:
- Instagram profile with 244k followers
- Youtube channel has 25.2k subscribers with 400 videos.
- Discord channel has 164k members
- Facebook group with 26k followers
- X/Twitter page with 95.1k followers
Funding Pips Trust Pilot Reviews
Funding Pips has received a great customer feedback from its traders on Trust Pilot. With an overall score of 4.4 out of 5 from 22,656 reviews.
Conclusion
Funding Pips has rapidly climbed the ranks to become one of the most innovative and trader-friendly proprietary trading firms in 2025. With multiple challenge models, up to 95 percent profit splits, bi-weekly payouts, and supportive customer service, it’s no surprise this firm is turning heads across the trading community.
Whether you’re a disciplined day trader, a patient swing specialist, or somewhere in between, Funding Pips gives you the flexibility to choose a path that aligns with your style. From Zero challenges for ultra-low-pressure entry to the professional-grade Three Step Pro model, they offer solutions that meet traders where they are — and help them scale from there.
But what truly separates Funding Pips from the pack is its commitment to putting the trader first. With fast withdrawals, fair risk parameters, and an ever-evolving structure built on transparency and performance, this isn’t just another prop firm. It’s a launchpad for serious traders who want a real shot at trading full-time without risking their own capital.
If you’re looking for a firm that offers opportunity, reliability, and respect for your trading strategy, Funding Pips might be your best trade yet.
FAQ’s
You can request your first profit withdrawal just 14 days after becoming a funded trader, which is significantly faster than most firms.
Funding Pips offers up to 95 percent profit split, depending on the challenge model and your trading consistency.
Yes, most challenge models allow overnight and weekend holds, although it’s important to double-check each model’s specific rules before trading news events or holding trades long-term.
No, challenge fees are non-refundable unless otherwise stated. However, they are competitively priced and offer great value considering the funding potential.
For newer traders, the Two Step model offers a balanced challenge with achievable profit targets and more forgiving drawdown rules. It’s a great entry point for proving your consistency without excessive pressure.
Yes, traders can scale their accounts based on consistent performance, typically reviewed every three months. This allows you to grow your capital base over time.
