Who Are Funding Traders
Funding Traders is not just another name in the crowded world of proprietary trading—it’s a revolution. This prop firm isn’t here to hand out capital like candy at a parade, nor is it a gatekeeping institution with archaic requirements and a stiff upper lip. Instead, it’s designed to empower traders, regardless of background, by focusing purely on performance and risk management. Yes, you read that right—no Ivy League degree required, no trading floor experience needed. All you need is skill, discipline, and a hunger to succeed.
So, what makes Funding Traders prop firm stand out in an industry that’s bursting at the seams with competitors? Let’s dissect the DNA of this firm to understand why traders are flocking to its challenge programs and why the buzz is more than just clever marketing.
Unlike firms that make you jump through hoops like a circus seal, Funding Traders uses practical evaluation parameters. With both one-step and two-step evaluation challenges, traders can choose the path that aligns with their confidence and skill level. The profit targets are ambitious but realistic—usually hovering around the 10% mark with tolerances for drawdown between 5% to 10%. These aren’t arbitrary numbers; they’re grounded in real-world trading risk profiles.
It’s worth noting that the firm emphasizes realistic trading conditions, allowing participants to trade during news events, hold overnight, and even swing trade. That’s not common across the prop firm landscape and is a big deal for traders who don’t want their strategies boxed in.
How the Funding Traders Prop Firm Challenge Works
So, you’re intrigued by the idea of getting funded through Funding Traders—but how exactly does this challenge work? Think of it as a rite of passage for traders. The process is structured, transparent, and surprisingly empowering. This isn’t a tripwire designed to make you fail; it’s a real opportunity to prove your edge.
Let’s walk through the steps of the Funding Traders prop firm challenge, from choosing your account to hitting the green light for live trading.
Choose Your Account Size and Profit Split
First things first—pick your poison. Or in this case, your account size. Funding Traders doesn’t believe in a one-size-fits-all approach. Whether you’re a cautious scalper or a high-volume swing trader, there’s a plan that matches your risk appetite and strategy.
Complete the Funding Traders Prop Firm Challenge
You’ve got your plan—now it’s time to prove yourself. The evaluation process comes in two flavors:
- One-Step Challenge: Hit the profit target in one phase. Perfect for confident traders who want to fast-track their funding.
- Two-Step Challenge: A slightly more relaxed pace, where you pass an initial challenge and then a verification phase.
Both challenge types share core requirements:
- Profit Target: Generally 10% (but can vary slightly by plan).
- Max Daily Drawdown: Around 5%.
- Overall Drawdown Limit: Capped at 10%.
- Minimum Trading Days: Typically 5–10.
This structure is built to weed out gamblers while rewarding consistency and skill. You don’t need to hit a home run—you just need to play smart, stay within the rules, and manage risk like a pro.
Pass Evaluation and Get Funded
Hit the benchmarks without blowing up the account? Congratulations—you’ve just unlocked a funded account. The transition from simulation to real capital is seamless. And guess what? You’ll now trade with real profits, on a real account, with real skin in the game—but without risking a dime of your own money.
And yes, your profits are yours to keep (after the firm’s share, of course). But we’ll talk about that juicy detail in the payouts section.
What Are the Options For Funded Accounts?
Not all funded accounts are created equal—and Funding Traders knows that. Whether you’re a scalper, swing trader, or an algo wiz running automated systems, this firm has something tailor-made for your trading personality. The firm’s philosophy? Flexibility + funding = freedom. And with multiple funded account options, you’re not locked into a one-size-fits-none situation.
Let’s dig into the juicy options that await once you clear the challenge and get funded by the Funding Traders prop firm.
Funded Account Sizes
First up—let’s talk size. Because in trading, size does matter (we’re talking about capital, keep it classy).
Here are the standard funded account tiers offered:
Let’s talk about growth. Funding Traders isn’t just trying to hand out capital and walk away. They want you to succeed long-term. That’s why they offer scaling opportunities for traders who consistently meet performance targets.
Here’s how scaling works:
- Consistent Profits: Show stable growth over a few months without violating drawdown rules.
- Account Increases: Your funded capital increases—think $200K → $500K → $1M+.
- No Reset: Your performance builds over time. This is a career path, not a one-time gig.
Some top traders have gone from $10K to managing seven-figure accounts within a year. And the best part? The firm continues to offer mentorship and resources throughout your growth.
Pro Tip: Most traders fail not because of bad strategies but because of poor risk management. Funded accounts from Funding Traders come with built-in guidelines that protect your downside—helping you survive long enough to thrive.
Funding Traders’ Rules and Restrictions
Let’s get one thing straight—Funding Traders prop firm isn’t here to trip you up with hidden landmines or arbitrary rules. Instead, the guidelines are designed to promote responsible trading, preserve capital, and reward consistency. If you can operate within these parameters, you’ll thrive. Break them—and it’s game over, no matter how good your last trade was.
Let’s break down the most important rules you need to live by once you accept the challenge.
Risk Management Guidelines (Trailing Drawdown, Max Daily Loss)
Every funded trader needs a guardrail. And at Funding Traders, that guardrail comes in the form of strict—but fair—risk management limits.
Key Drawdown Rules:
Rule Type | 1-Step Challenge | 2-Step Challenge | Instant Funded |
Profit Target | 10% | 8% (Phase 1) / 5% (Phase 2) | N/A |
Max Daily Loss | 4% | 5% | 4% |
Max Overall Drawdown | 5% | 12% | 8% |
These are non-negotiable. Hit or exceed those limits, and your account is disabled—evaluation failed, or funding revoked. But don’t let that scare you. These drawdown thresholds are designed to simulate institutional risk controls. They build discipline and ensure only sustainable trading styles make the cut.
In most cases (especially 1-step challenges), Funding Traders uses a trailing drawdown model. This means your max drawdown follows your highest achieved balance until it’s locked in at breakeven or beyond. It’s like a shadow that protects you until you start flying too high.
News Trading, Overnight Holds, and Other Restrictions
Here’s the part where Funding Traders really outshines other firms. Many competitors impose rigid restrictions around news trading or overnight holds. But not here—Funding Traders gives you room to breathe.
Permitted Strategies & Tactics:
- Trading During High-Impact News
- Holding Trades Overnight
- Weekend Positions (case-by-case based on account type)
- Swing Trading & Position Trading
- Crypto Trading 24/7
You’ll want to double-check your specific plan, but for most tiers, there’s a lot more freedom than usual. Still, this isn’t the Wild West—there are prohibited practices you must avoid:
Not Allowed:
- High-Frequency Arbitrage (HFA)
- Copy Trading (unless specifically authorized)
- Trading bugs, latency exploitation, or platform glitches
- Martingale-style recovery systems
- Lot size inconsistencies that signal algorithmic abuse
These rules are in place to protect the firm’s capital—and yours. If you wouldn’t do it in a regulated institutional account, don’t do it here.
Consistency and Scaling Rules
Passing the challenge is just the beginning. To grow your account or unlock scaling benefits, consistency is key.
Here’s what the firm looks for:
- Smooth Equity Curve: Avoid wild swings in PnL.
- Reasonable Position Sizing: Don’t go from 0.5 lots to 10 lots in one trade.
- Regular Trading Activity: Inactivity can pause your scaling progression.
- Even Profit Distribution: No “one trade wonders.”
If you exhibit consistent, controlled trading behavior over time, Funding Traders can boost your account size—and even unlock better profit splits and withdrawal perks.
Funding Trading Plus Payment Proof
Payment, Withdrawals, and Payout Process
So, you’ve passed the challenge, followed the rules, and you’re now a funded trader. The question on everyone’s mind now is: How do you get paid? Fortunately, Funding Traders prop firm has a transparent, trader-friendly system for payments, withdrawals, and profit-sharing.
Let’s break down everything from upfront fees to how (and when) you can cash in your hard-earned gains.
Fee Payments (for Challenges and Funded Accounts)
Before you can trade a dime of funded capital, you’ll need to pay a challenge fee. This varies depending on your chosen account size and challenge format.
These fees are one-time payments—no recurring charges, no hidden subscriptions. Once you’re funded, there are no monthly maintenance costs or platform fees. Everything is baked into your initial cost.
Some challenges even offer free retry options if you meet the rules but don’t hit the profit target—another major plus.
Profit Withdrawals and Payout Schedules
Let’s talk about the most exciting part—taking profits. Once you’re trading on a funded account, you’re eligible to keep a portion of the profits you generate, with no personal capital at risk.
Here’s how it works:
Payout Split depends on your plan:
60/40 for lower tiers
Up to 85/15 for Apex elite plans
Withdrawal Frequency:
Typically every 14 days, depending on your plan and account status
Minimum Withdrawal Threshold: Varies, but usually around $50–$100
Withdrawal Methods: Bank transfer, crypto (USDT/BTC/ETH), and sometimes PayPal or Stripe for international ease
You can request your first withdrawal as early as two weeks after your first profitable trade. After that, payouts become regular—like a salary but without the commute or dress code.
Profit Payout Example:
You make $10,000 on a $100K account.
You’re on an 80/20 split.
You keep $8,000. Simple as that.
Note: If you breach the risk rules (like exceeding drawdown), you forfeit current profits. So trade smart to get paid.
Real-Talk Advice: Treat this like a business. Withdraw profits strategically, but reinvest in your growth—whether that’s scaling up to a bigger account or paying for additional coaching to refine your edge.
Comparison: Funding Traders vs Other Top Prop Firms
With dozens of prop firms popping up, it’s hard to know who really delivers on their promises. Below is a comprehensive side-by-side comparison between Funding Traders, FTMO, and The 5ers—three of the most talked-about names in the prop trading space.
Whether you’re a swing trader looking for news flexibility or a scalper wanting quick withdrawals, this table lays out exactly what matters.
Feature | Funding Traders | FTMO | The5ers |
Challenge Types | 1-Step, 2-Step, Instant Funded | 2-Step Only | Instant Funding / Evaluation |
Entry Fee Range | $29 – $799 (Challenges), $59 – $589 (Instant) | €155 – €540 (~$165 – $580) | $39 – $495 |
Account Sizes | $5K to $200K+ | $10K to $200K | $6K to $100K+ |
Profit Target | 10% (1-Step), 8% / 5% (2-Step) | 10% / 5% | 6% (Growth), Varies (Scaling Plans) |
Max Daily Drawdown | 4% (1-Step), 5% (2-Step), 4% (Instant) | 5% | 3% – 6% |
Max Overall Drawdown | 5% (1-Step), 12% (2-Step), 8% (Instant) | 10% Static | 4% – 6% |
Trading Time Limit | None | 30 days (Phase 1) | None |
Trading During News Allowed? | ✅ Yes | ❌ No | ❌ No |
Weekend Holding Allowed? | ✅ Yes (varies by plan) | ❌ No | ❌ No |
Leverage Offered | Up to 1:100 | Up to 1:100 | Up to 1:30 |
Payout Split | Up to 85/15 | 80/20 (up to 90/10 with scale) | 50/50 to 75/25 |
First Payout Timeline | After 14 Days | After 30 Days | After 14–30 Days |
Payout Frequency | Bi-Weekly or Monthly | Monthly | Monthly |
Scaling Plan | ✅ Yes (up to 7-figures) | ✅ Yes | ✅ Yes |
Refund on Fee | ✅ Yes if challenge passed | ✅ Yes | ❓ Partially, varies by program |
Community Access | ✅ Discord (40K+), Telegram, Twitter | Limited | ✅ Discord |
Education & Coaching | ✅ Yes (Apex tier and above) | ❌ No | ✅ Some mentorship options |
Copy Trading Allowed? | ❌ No (unless approved) | ❌ No | ❌ No |
Why Funding Traders Stands Out
- Most affordable entry point in the industry ($29 to start!)
- Multiple challenge formats, including 1-step & instant funding
- Flexible trading rules: trade news, hold weekends, run crypto 24/7
- Faster payouts with higher splits out of the gate
- Strong community support via Discord, Telegram & mentorship
Bottom Line: Funding Traders leads the pack for traders who value freedom, speed, and affordability. Whether you’re new to prop firms or scaling up from another, it offers a powerful mix of features that make it a go-to platform for serious traders.
Funding Trading Plus Payment Proof
Funding Traders Trust Pilot Reviews
Funding Traders has received great customer feedback from its traders on Trust Pilot. With an overall score of 4.4 out of 5 from 469 reviews.
Conclusion
Here are a few things that highlight this prop trading firm: it allows high flexibility, provides a robust support system, and offers multiple choices in trading instruments. Favorable to traders seeking capital, the firm features a unique challenge-based funding model coupled with educational resources and account options tailored to various trading strategies. While the challenge rules and parameters emphasize the firm’s concern for risk management and trading discipline, they also demonstrate how attainable funding is for those who can prove profitability over time. Success with Funding Traders depends on navigating and using market moves properly while adhering to trading parameters—because your trading career depends on it.
Overall, this presents a strong opportunity for traders looking to advance their trading careers with funded accounts. The firm pairs a selective evaluation process with added resources, supporting consistent profitability for successful traders and asset managers. As always, prospective traders should thoroughly consider their trading strategy and risk tolerance before embarking on the challenge process.
FAQ’s
Funding Traders is a proprietary trading firm that provides capital to talented traders, allowing them to trade without risking their own funds. The firm evaluates traders based on their ability to generate profits while managing risks effectively.
Funding Traders offers a range of account sizes, from beginner levels with lower capital to premium plans that offer substantial funding for experienced traders. The firm provides tailored options to suit various trading styles and goals.
Yes, it is realistic to get funded, provided that the trader meets the firm’s profit and risk management criteria during the evaluation process. Success depends on the trader’s skill, strategy, and discipline.
Funding Traders provides access to a wide array of trading instruments, including forex pairs, cryptocurrencies, indices, commodities, and more, allowing traders to diversify their strategies across different markets.
Yes, Funding Traders allows trading during news events, showcasing their flexible approach to trading strategies and recognizing the potential for profit during these times.
Funding Traders offers leverage up to 1:100, providing traders with flexibility in their trading approaches. However, traders are advised to use leverage cautiously to manage risk effectively.
Consistent profitability and adherence to the firm’s trading criteria can lead to account scaling, where successful traders are rewarded with increased capital, facilitating greater trading opportunities and potential profits.
About the Author
Is an online marketing expert and forex trader. He was one of the top 50 affiliates in the world for 8 years in a highly competivie niche. He has spoken on stages all around the world sharing his wisdon and success. Having successfully buildt and sold 9 websites for multiple six figure sums. He now spends his time helping others to learn how to trade and take their own trading and businesses to the next level.
