If you’re a forex trader with talent but limited capital, The Funded Trader might just be your breakthrough. This prop firm is designed to empower retail traders with real capital, giving them the tools and autonomy to turn skill into income. Rather than box you into restrictive conditions, The Funded Trader offers flexibility, transparency, and a community-first mindset that’s reshaping the proprietary trading space.
Founded to support traders rather than milk challenge fees, the firm has grown into one of the most popular platforms in 2025. It lets traders access accounts ranging from $5,000 to $200,000 while retaining up to 90% of profits. What makes it even more attractive is the firm’s partnership with top-tier brokers like Eightcap and ThinkMarkets. These partnerships ensure you trade in a reliable and regulated environment with access to powerful platforms like MetaTrader 4, MetaTrader 5, and ThinkTrader.
The Funded Trader offers multiple challenge models so that traders of all styles can find a funding path that suits them. Whether you prefer aggressive single-phase challenges or structured multi-phase evaluations, the firm allows you to trade your way. It encourages autonomy without sacrificing accountability.
From its no-nonsense evaluation rules to its prompt payouts and scaling opportunities, The Funded Trader represents a refreshing departure from prop firms that feel more like hurdles than helpers. It’s a firm built by traders, for traders, and the results speak for themselves.
How The Funded Trader Prop Firm Challenge Works
The evaluation process at The Funded Trader is a strategic and achievable path to real capital. Rather than push traders into rigid molds, the firm’s challenge structure provides the freedom to showcase real trading skills under professional guidelines.
Choose Your Account Size and Profit Split
You start by picking an account that suits your strategy. Options range from $5,000 to $200,000 and come with customizable profit splits, usually starting at 80% in your favor. High-performing traders can unlock up to 90% profit share. You also choose between Regular and Swing accounts. Regular accounts require trades to close daily while Swing accounts allow holding trades overnight or over the weekend.
Additional upgrades include extended drawdown buffers, EA (Expert Advisor) support, and scaling add-ons. These features allow traders to align the challenge with their strengths rather than bend to one-size-fits-all models.
Complete The Funded Trader Prop Firm Challenge
Depending on your chosen program, you’ll complete either one, two, or three evaluation phases. Each phase comes with defined profit targets and drawdown limits that must be respected to qualify for funding.
Pass Evaluation and Get Funded
Once you’ve passed the challenge, you move to a funded account with no profit targets. Instead, the focus shifts to maintaining discipline. You must adhere to the daily and overall drawdown rules and execute trades in accordance with your selected account type. Once funded, traders receive payouts starting 30 days after the first trade, followed by biweekly payout cycles.
Start Live Trading
Live trading with The Funded Trader offers an unmatched level of freedom. You trade real capital, access top-tier platforms, and receive consistent payouts. The firm monitors risk, but not your every move. If you’re profitable and disciplined, your account will grow through their scaling plan.
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- Funding Program Diversity: Choose from Four Distinct Options
- Impressive Trustpilot Score: 4.7/5 with Over 5,000 Reviews
- Enhanced Leverage: Up to 1:200
- Unlimited Evaluation Retries at No Cost
- Maximum Balance for Standard Accounts: Up to \$600,000
- Generous Profit Split: 80% on All Funded Accounts
- Customer support is dependable yet somewhat sluggish
- Trailing drawdown (Knight’s trial)
- No current provision for a complimentary trial
What Are The Options For Funded Accounts?
The Funded Trader offers three main challenge models, each with unique entry costs and trading criteria. These options cater to different risk appetites and trader profiles.1 Step Challenge
This model is perfect for confident traders seeking the fastest route to funding. It has one phase, lower drawdown limits, and a moderate profit target.Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$5,000 | $42 | 10% | 3% | 8% |
$10,000 | $70 | 10% | 3% | 8% |
$25,000 | $119 | 10% | 3% | 8% |
$50,000 | $179 | 10% | 3% | 8% |
$100,000 | $299 | 10% | 3% | 8% |
$200,000 | $549 | 10% | 3% | 8% |
2 Step Challenge
This classic option offers balance and is ideal for traders who want to build their credibility over two evaluation phases.Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$5,000 | $79 | 8% | 5% | 10% |
$10,000 | $139 | 8% | 5% | 10% |
$25,000 | $240 | 8% | 5% | 10% |
$50,000 | $360 | 8% | 5% | 10% |
$100,000 | $600 | 8% | 5% | 10% |
$200,000 | $1,100 | 8% | 5% | 10% |
3 Step Challenge
The 3 Step Challenge is the most forgiving and budget-friendly. It is suitable for new or cautious traders who prefer extra breathing room.Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$5,000 | $49 | 8% | 5% | 10% |
$10,000 | $55 | 8% | 5% | 10% |
$25,000 | $89 | 8% | 5% | 10% |
$50,000 | $159 | 8% | 5% | 10% |
$100,000 | $299 | 8% | 5% | 10% |
Funded Account Sizes
The Funded Trader doesn’t just throw a one-size-fits-all solution at you. Instead, they offer a diverse range of funded account sizes to accommodate both cautious newcomers and aggressive high-frequency traders. This flexibility is one of the reasons The Funded Trader has built a reputation for being trader-centric and adaptive to real-world trading needs. Whether you’re starting small to prove consistency or scaling up to push serious volume, there’s an account for every type of trader. And the best part? The size of your account doesn’t limit your growth. The firm offers a scaling plan that lets you increase your trading capital based on performance, not on how much you paid upfront. Here’s a quick look at the core funded account sizes across their main challenge models:Funded Account Size | Available in Challenge Types | Max Payout Potential | Who It’s For |
$5,000 | 1 Step, 2 Step, 3 Step | Moderate | Beginners or conservative traders looking to test strategy with less risk. |
$10,000 | 1 Step, 2 Step, 3 Step | Moderate-High | Ideal for those with solid strategies and a desire to scale up gradually. |
$25,000 | 1 Step, 2 Step, 3 Step | High | Balanced risk-reward for intermediate-level traders. |
$50,000 | 1 Step, 2 Step, 3 Step | Higher | Suitable for experienced traders ready for more capital. |
$100,000 | 1 Step, 2 Step, 3 Step | Very High | Professional-level traders who want significant profit potential. |
$200,000 | 1 Step, 2 Step | Maximum | Seasoned pros with robust risk management systems. |
The Funded Trader’s Rules and Restrictions
While The Funded Trader is known for its flexibility, it still enforces a structured set of rules to maintain consistency, protect capital, and ensure traders operate within professional risk management standards. These rules are not designed to handcuff your strategy but to create a sustainable environment for both the trader and the firm.
Let’s break down the core categories of rules you need to know before diving into a funded account.
Risk Management Guidelines
The backbone of TFT’s rulebook revolves around risk management. These limits are put in place to ensure traders don’t blow through capital with reckless trades. If you’re the type who likes to go all-in on a Friday night scalp, take a breath—these rules are here to keep your account alive.
Here’s what you need to follow:
Rule | Description |
Max Daily Drawdown | 3% (1 Step) or 5% (2 and 3 Step Challenges) per day. If you breach this, your account is disabled. |
Max Overall Drawdown | 8% (1 Step) or 10% (2 and 3 Step Challenges). This is your total equity loss cap. |
Trailing Drawdown | Applies in certain challenges where the max loss “trails” your highest equity. Be sure to read the details before selecting your challenge. |
Lot Size Limits | Certain funded accounts may have limits on the maximum allowed lot size. Violation can void eligibility for payout. |
News Trading, Overnight Holds, and Other Restrictions
One of TFT’s unique selling points is its relaxed approach to trading conditions. Many prop firms shut the door on news trading or holding trades overnight, but The Funded Trader gives you more room to maneuver.
Here’s what’s allowed and what isn’t:
Rule | Regular Account | Swing Account |
News Trading | Not allowed during high-impact events | Allowed with discretion |
Overnight Holding | Not allowed | Allowed |
Weekend Holding | Not allowed | Allowed |
Martingale Strategies | Not permitted | Not permitted |
EAs (Expert Advisors) | Allowed (unless used for copy trading) | Allowed (same rules apply) |
This structure lets traders decide how much flexibility they need. If you’re a news trader or swing trader, choose the Swing Challenge to avoid unnecessary restrictions. If you prefer intra-day scalping, the Regular Challenge works just fine.
Consistency and Scaling Rules
Consistency is king in prop trading. TFT evaluates more than just your profit numbers—they look at how you achieve those profits. Accounts that show wild variance in lot sizes or single-trade dependency can trigger scrutiny and possibly delay payouts or scaling eligibility.
Consistency criteria include:
- Avoiding over-leveraged, one-off wins
- Maintaining similar position sizes throughout evaluation
- Trading a minimum of 3 days in each challenge phase
The goal is to develop sustainable habits, not just hit targets by luck or high risk. Traders who meet these expectations are rewarded with scalability and trust, which opens doors to higher capital and improved profit splits.
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Payment, Withdrawals, and Payout Process
When it comes to trading with a proprietary firm, few things matter more than how and when you get paid. The Funded Trader has built a reputation not only on its flexible challenges and generous profit splits but also on its clear, no-hassle approach to payments and withdrawals.
Paying for the Challenge
Before you can get funded, you’ll need to prove yourself by taking one of The Funded Trader’s evaluation challenges. Each challenge comes with a one-time entry fee, which varies depending on the type of challenge and the account size you select. The fees are competitive across the board, with the most affordable options starting around $40 and the top-tier challenges for $200,000 accounts reaching up to approximately $1,100.
But here’s the good news—these are not recurring fees. You’re not signing up for a subscription or a pay-to-play scheme. Once you pay and pass the challenge, that’s it. You’ve earned your funded account, and you don’t pay again.
Even better, if you successfully complete the evaluation and become a funded trader, your entry fee is refunded. This effectively makes the entire process free for those who succeed. And if you’re looking to save a bit upfront, The Funded Trader frequently shares discount codes like TFTTrader9855162, which shaves 5% off the initial fee. For aspiring traders on a budget, that can make a meaningful difference.
How Payouts Work Once You’re Funded
Once you’ve passed the evaluation and are trading a live funded account, The Funded Trader transitions from evaluator to partner. This is where your trading skills start turning into real money.
Your first payout is eligible 30 calendar days after you place your first live trade. This initial waiting period serves as a checkpoint, giving the firm time to verify that your performance is consistent and your trading behavior aligns with the agreed-upon rules.
After that first month, you move to a biweekly payout schedule. That’s right—every 14 days, you’re eligible to receive a payout of your trading profits. There are no hidden delays or complex procedures. As long as your account is in good standing and you’ve generated profits, you’re entitled to withdraw your share.
The methods for withdrawing profits are designed to be fast and global. You can receive your funds through traditional bank transfers, cryptocurrency options like Bitcoin or USDT, or platforms such as Deel, which offer efficient global payment services.
Most importantly, traders report that payments are processed quickly—often within 24 to 48 hours of request approval. That kind of speed builds trust, especially in an industry where payout horror stories are all too common.
As for how much you keep? It starts at a generous 80% of your profits. And if you prove yourself over time, you can earn a 90% split. That means on a $10,000 profit, you could take home $9,000, with just $1,000 going back to the firm. It’s one of the most trader-friendly revenue-sharing models in the industry.
There are no tricky withdrawal minimums either. If you’ve made money, you can take it out. The focus remains on rewarding performance without placing artificial roadblocks between you and your earnings.
Final Thoughts on Payments
The Funded Trader stands out for its clear and consistent approach to finances. You pay once to prove your skills. If you succeed, your fee is refunded. Then you trade with firm capital and get paid on a predictable, fast-moving schedule that puts real money in your hands. No games. No gimmicks. Just a streamlined path from evaluation to income.
Comparison: The Funded Trader vs FundedNext vs Blueberry Funded
Choosing the right prop firm in 2025 means digging deeper than flashy websites and bold promises. You need facts—how they handle payouts, their level of flexibility, how fast you can get funded, and whether they’re truly trader-first. So, let’s put three of today’s popular firms—The Funded Trader, FundedNext, and Blueberry Funded—head-to-head.
Each of these firms brings something different to the table, but one stands out for offering the best blend of freedom, scalability, and support. Here’s how they compare across the features that matter most to traders.
Feature | The Funded Trader | FundedNext | Blueberry Funded |
Founded | 2021 | 2022 | 2023 |
Challenge Types | 1 Step, 2 Step, 3 Step | Evaluation, Express, Stellar | 2 Phase |
Account Sizes | $5K – $200K | $6K – $200K | $10K – $100K |
Profit Targets | 8% – 10% | 10% – 12% | 8% (Phase 1), 5% (Phase 2) |
Daily Drawdown | 3% – 5% | 4% | 5% |
Max Drawdown | 8% – 10% | 6% – 10% | 10% |
Profit Split | 80%–90% | 60%–90% | 80% |
First Payout | 30 Days | 30 Days | 14 Days |
Payout Frequency | Every 14 Days | Every 14 Days | Every 14 Days |
Allowed Trading Styles | Swing, News, Overnight | Swing, EA, News | EA, Swing (limited) |
Platforms | MT4, MT5, ThinkTrader | MT4, MT5 | MT5 |
Broker Partners | Eightcap, ThinkMarkets, Purple Trading | Eightcap | Blueberry Markets |
Fee Refund on Passing | Yes | Yes | Yes |
Scaling Plan | Yes (25% every 3 months) | Yes (every 2 months) | Not disclosed |
Minimum Trading Days | 3 (Both Phases) | 5 | 5 |
Max Funded Cap | $600K+ | $300K | $100K |
Trustpilot Rating | 4.8/5 | 4.7/5 | 4.5/5 |
Community Access | Discord, Instagram, Twitter | Telegram, Twitter | Discord |
Support Response Time | < 1 Hour | 1–2 Hours | 2–6 Hours |
Which Prop Firm Wins?
- Flexibility: The Funded Trader leads with unrestricted overnight, news, and weekend trading (depending on the challenge type). FundedNext comes close but has slightly stricter rules. Blueberry is the most conservative here.
- Profit Potential: TFT and FundedNext both offer up to 90% profit split, but TFT reaches that tier quicker and more transparently.
- Payout Speed: Blueberry’s 14-day initial payout is appealing, but TFT matches its biweekly consistency long-term.
- Growth Opportunity: TFT’s scaling plan pushes accounts up to $600K, far outpacing both competitors.
While FundedNext offers versatility and Blueberry is gaining traction with solid infrastructure, The Funded Trader stands out as the most well-rounded and trader-focused option. It provides real freedom, a variety of entry points, and a generous reward structure without unnecessary red tape.
The Funded Trader Customer Support and Help
The Funded Trader Trust Pilot Reviews
The Funded Trader has a received great customer feedback from its traders on Trust Pilot. With an overall score of 3.1 out of 5 from over 22k reviews.
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Conclusion
In conclusion, The Funded Trader emerges as a prominent and reliable platform that offers aspiring forex traders a viable path to secure funding and advance their trading careers. With a deep understanding of the trading industry and a commitment to supporting traders’ success, The Funded Trader stands out as an excellent choice for our all traders.
The platform’s unique approach to funding sets it apart from other proprietary trading firms. Unlike many firms that impose rigid restrictions on trading styles, The Funded Trader emphasizes autonomy, allowing traders to execute their strategies with the freedom to trade during high-impact news events, hold positions overnight, and even over the weekends. This flexibility caters to diverse trading styles, empowering traders to capitalize on various market opportunities effectively.
Additionally, The Funded Trader’s transparent evaluation program is designed to assess traders’ skills and discipline accurately. The program’s multiple challenge phases, each with realistic profit targets and risk management rules, ensure that only skilled and consistent traders progress towards funded accounts. This structured approach not only provides traders with a clear path to funding but also instills crucial risk management habits, contributing to their long-term success in the forex market.
The platform’s choice of reputable broker partnerships, including Eightcap and Purple Trading Seychelles, further enhances the credibility and reliability of The Funded Trader. Traders can be confident in the security and integrity of their trades, with access to a diverse range of markets and top-notch trading solutions like MetaTrader 4, MetaTrader 5, and the proprietary ThinkTrader platform.
Lastly, The Funded Trader’s commitment to transparency and dedication to providing a supportive trading environment aligns perfectly with the needs of our target audience of traders. Whether you’re an experienced trader seeking funding to expand your trading capital or a talented newcomer looking to showcase your skills, The Funded Trader offers a range of funding programs that cater to your specific trading style and risk preferences.
In summary, The Funded Trader is a reliable and realistic avenue for traders seeking funding opportunities. Its focus on autonomy, realistic evaluation criteria, reputable broker partnerships, and diverse market access positions it as a top choice in the world of proprietary trading firms. We wholeheartedly recommend The Funded Trader to aspiring forex traders looking to elevate their trading journey and achieve their financial goals.
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FAQ's
Absolutely, The Funded Trader is a reputable platform known for its commitment to transparency and fairness in the trading community. With a track record of providing funded trading opportunities to skilled traders, The Funded Trader has established itself as a trustworthy avenue for traders to prove their capabilities and access live capital. The platform operates on clear rules and guidelines, ensuring a level playing field for all participants.
The timing of payouts from The Funded Trader can vary based on individual performance and the specific terms of the funded account. Generally, once a trader successfully completes the evaluation phase and progresses to a funded account, payouts are typically structured on a regular basis, often bi-weekly or monthly, depending on the account size and terms. The first payout is typically initiated 21 days after the first trade has been placed. The payout times can differentiate depending on the size of your funded account.
About the Author
I’m Ronan Edwards, a funded futures trader and content creator with over 7 years of experience in cryptocurrency and financial markets. My trading journey began in the early boom cycles of 2017 and 2018, where I built a foundation in crypto markets before expanding into forex, gold, and more recently, meme coins.
