What Is Topone Futures?
Topone Futures is quickly becoming one of the most talked-about names in the proprietary trading world. Also known as a “prop firm,” it provides traders with access to capital for trading futures contracts. In return, traders share a portion of the profits they generate. What sets Topone Futures apart is its trader-focused approach, flexible challenge models, and scalable funding options that cater to individual trading styles.
If you are a trader who is tired of risking personal capital or dealing with unreliable brokers, Topone Futures offers a practical alternative. It allows you to trade with significant capital without assuming personal financial risk.
This firm appeals especially to futures traders by offering a transparent structure and solid support. It was built by traders with real-world experience, and its mission is clear: empower you to trade professionally with the tools and freedom you need.
Topone Futures emphasizes modern technology, clearly defined rules, and active trader support. It includes features such as trailing drawdowns, profit targets, and consistent payout schedules. These aspects have helped the firm stand out in a crowded and competitive space.
In this guide, we will examine how Topone Futures works, what the prop firm challenge involves, what account options are available, how payout and withdrawal systems function, and how it compares to other firms in the industry. Whether you are evaluating your first prop firm or looking to switch to a better one, this guide will help you understand if Topone Futures is the right fit for your trading goals.
How the Topone Futures Prop Firm Challenge Works
Topone Futures offers a no-nonsense, performance-based challenge designed to demonstrate your trading skills. There are no confusing rules, no hidden traps, and no endless evaluation cycles.
Choose Your Account Size and Profit Split
Before you start, you can choose from a variety of account sizes, generally ranging from $25,000 to $150,000. You also select a profit split model. Options typically include either a standard payout or a more generous one, depending on the fee you pay and the level of risk you are comfortable managing.
Here is a breakdown of common account types:
- $25,000 account: This is ideal for conservative traders with a smaller fee and a lower risk profile.
- $50,000 or $100,000 accounts: These offer a more balanced approach in terms of drawdown and payout potential.
- $150,000 account: Designed for aggressive traders with tight discipline who want maximum capital.
Each account tier has specific rules regarding daily drawdowns, maximum trailing losses, and profit targets. This flexibility helps traders align the challenge with their own strategies and risk tolerance.
Complete the Topone Futures Prop Firm Challenge
Once your account is selected, the challenge begins. This is a one-phase evaluation that simulates live market conditions. There are no extended stages or gimmicks involved.
To succeed, you need to hit a profit target that usually ranges between 8 percent and 10 percent. At the same time, you must respect Topone Futures’ risk management rules, including:
- A set daily drawdown limit, generally around 3 to 5 percent
- A maximum trailing drawdown
- A required minimum number of trading days
There is no strict time limit, which means you can focus on consistency and strategy rather than rushing to complete the challenge.
Pass Evaluation and Get Funded
If you meet all challenge criteria and avoid breaking any rules, you are awarded a funded account. This is a significant milestone because it means you now have access to real capital and can trade in live markets.
There are no second-phase evaluations or unnecessary delays. Once you pass, you move directly into funded trading. This approach saves time and allows skilled traders to start earning faster.
Start Live Trading
With your funded account activated, you begin trading live capital under Topone Futures’ license. The profits you generate are real, and you retain a large share of them. Depending on your plan, you can keep up to 90 percent of your earnings.
You can request withdrawals after reaching the minimum profit threshold. Regular payout windows are available, and you will have access to a trader dashboard that tracks performance, risk levels, and other key metrics.
Topone Futures does more than just fund traders. It offers a complete infrastructure designed to support consistent growth and long-term success.
What Are the Options For Funded Accounts?
Topone Futures offers a diverse suite of funding options to meet the needs of different trader profiles. Whether you’re seeking monthly flexibility, instant simulated funding, or structured risk management with simulation-based pro accounts, Topone Futures has you covered.
Let’s break down each funded account type with dedicated tables that clearly lay out their respective parameters.
1-Step Elite Challenge
This option is perfect for traders who want a recurring monthly plan and are ready to prove consistency over time. The challenge includes a reasonable 6% profit target and strict but fair risk rules.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$25K | $69/month | 6% | 3% | 4% |
$50K | $99/month | 6% | 2.50% | 4% |
$100K | $199/month | 6% | 2.50% | 4% |
$150K | $299/month | 6% | 2.50% | 4% |
INSTANT Sim Funded
Traders who want to skip the evaluation process altogether can opt for the INSTANT Sim Funded accounts. These one-time fee plans offer immediate access to a simulated funded environment with clearly defined drawdown rules.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$25K | $398 one-time | N/A | 3% | 4% |
$50K | $598 one-time | N/A | 2.50% | 4% |
$100K | $698 one-time | N/A | 2.50% | 3% |
$150K | $798 one-time | N/A | 2.50% | 3% |
S2F Sim PRO Account
These accounts offer professional-grade simulations with tiered drawdown rules. Every plan has a fixed one-time fee and is ideal for traders focusing on disciplined performance metrics.
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$25K | $249 one-time | N/A | 2.00% | 4.00% |
$50K | $349 one-time | N/A | 2.00% | 3.25% |
$100K | $549 one-time | N/A | 2.00% | 3.25% |
$150K | $649 one-time | N/A | 2.00% | 3.00% |
By offering these different account types, Topone Futures empowers traders to choose a model that fits both their budget and trading strategy. Whether you’re looking for monthly accountability, instant access, or a pro simulation, there’s a plan tailored to your journey.
Topone Futures’ Rules and Restrictions
No matter how flexible a futures prop firm might be, rules are the backbone of responsible trading. Topone Futures enforces a clear, well-structured set of risk management guidelines and trading restrictions to ensure traders maintain discipline and consistency. These rules are not there to trap you—they’re designed to protect both the trader and the firm’s capital.
Let’s break down the key elements you need to know before starting your challenge or funded account.
Risk Management Guidelines (Trailing Drawdown, Max Daily Loss)
Topone Futures places heavy emphasis on protecting capital, which is why they implement strict limits on daily and overall losses. Here’s what that looks like in practice:
- Max Daily Loss: Typically set at 2.0% to 2.5% of the starting account balance, depending on your plan. If this threshold is exceeded at any point during the trading day, your account is in violation.
- Trailing Max Drawdown: This is the total amount your account can draw down from its peak balance. Ranging from 3% to 4%, this rule encourages consistent growth without reckless swings.
These risk parameters are enforced automatically. It’s like having a virtual trading coach keeping you in check, except without the yelling.
Pro Tip: Always monitor your live equity, not just your balance. A surprise spike in losses during high volatility events can trigger a violation before you even see it coming.
News Trading, Overnight Holds, and Other Restrictions
Topone Futures allows for some flexibility with trading styles, but there are still a few firm boundaries:
- News Trading: Trading during major economic news releases is generally discouraged or restricted, depending on your account type. Always check the economic calendar and Topone’s policy before holding positions during key events.
- Overnight Positions: Most accounts do not allow overnight holding. Positions must be closed by the session close unless your account explicitly allows it.
- Scalping & Algorithmic Trading: Manual scalping is typically allowed, but high-frequency bots or latency arbitrage systems are prohibited.
These rules are designed to foster fair, consistent, and sustainable trading practices while minimizing exposure during unpredictable conditions.
Consistency and Scaling Rules
Passing the challenge is just the beginning. To remain in good standing and scale your funded account over time, you must also maintain consistency:
- Trading Consistency: Avoid massive one-day wins followed by weeks of inactivity. Topone wants to see steady performance. Accounts flagged for inconsistency may be reviewed before scaling is approved.
- Scaling Plans: Traders who consistently perform over 2 to 3 payout cycles may qualify for larger capital allocations. This is where the long-term potential lies—not just in one big win, but in sustained, intelligent trading.
Bonus: Topone Futures occasionally offers account upgrades or reset discounts for consistent traders who follow all the rules but come up just short of their targets.
Payment, Withdrawals, and Payout Process
Topone Futures not only makes it easier to get funded but also ensures that traders can access their profits without unnecessary delays or gimmicks. This section breaks down everything you need to know about fees, how and when you get paid, and what to expect along the way.
Fee Payments (for Challenges and Funded Accounts)
The fees at Topone Futures vary depending on the account type and funding model you choose. Here’s a quick recap of how they work:
- 1-Step Elite Challenge: Requires a monthly subscription fee ranging from $69 to $299 depending on your account size.
- INSTANT Sim Funded Accounts: These have a one-time fee between $398 and $798 with no ongoing costs.
- S2F Sim PRO Accounts: Also a one-time fee, set at $249, designed for traders wanting a more advanced simulation environment.
These fees are competitively priced, especially considering there are no hidden commissions or platform upcharges. In other words, what you see is what you pay.
Refund Policy: In most cases, fees are not refundable. However, promotional periods or specific challenges may include rebates or discounts upon successful funding.
Profit Withdrawals and Payout Schedules
One of the most attractive aspects of trading with Topone Futures is the ability to withdraw profits quickly and regularly. They’ve streamlined the process to make sure traders aren’t left wondering where their money is or stuck in endless payout queues.
- Initial Withdrawal Eligibility: You typically become eligible for your first withdrawal after 10 trading days and once you’ve met the minimum profit threshold (this can vary slightly by account type).
- Payout Frequency: After the first withdrawal, payouts can be requested bi-weekly or monthly depending on your chosen plan and account performance.
- Profit Split: Most accounts offer a generous 80% to 90% payout to traders. That’s significantly higher than many legacy prop firms that take 50% or more.
Payments are usually processed through bank transfer, PayPal, or cryptocurrency. Payout requests are typically processed within 2 to 5 business days, making it easy to get paid and reinvest or enjoy your earnings.
Quick Tip: Make sure your account is in compliance with all trading rules when submitting a withdrawal request. Any violation—even accidental—can delay or void your payout eligibility.
Topone Futures combines simplicity and transparency in its payment process, allowing traders to focus more on trading and less on red tape.
Comparison: Topone Futures vs Other Top Prop Firms
Feature | Topone Futures | FTMO | Apex Trader Funding | Earn2Trade | Topstep |
Evaluation Type | 1-Step or Instant Sim | 2-Step | 1-Step | 1-Step | 2-Step |
Profit Target | 6% (Challenge accounts) | 10% (Phase 1) | 4%–10% | 6%–10% | 6%–10% |
Max Daily Drawdown | 2%–2.5% | 5% | Varies | 2%–3% | 3%–4% |
Trailing Drawdown | Yes (3%–4%) | No | Yes | Yes | Yes |
Account Sizes | $25K–$150K | $10K–$200K | $25K–$300K+ | $25K–$200K | $50K–$150K |
Starting Fee | $69/month or $249–$798 one-time | $155+ one-time | $25+ (frequent promos) | $150–$350 monthly | $165–$375 monthly |
Refundable Fee? | No | Yes (after passing) | No | Sometimes | Conditional |
Profit Split | Up to 90% | 80% (can increase) | 80%–100% | 80% | 80% |
Payout Frequency | Bi-weekly or Monthly | Monthly | Bi-weekly | Monthly | Monthly |
Minimum Withdrawal | Profit threshold varies | After 10 trading days | $100 | Based on rules | Based on evaluation |
Scaling Opportunities | Yes (after multiple payouts) | Yes | Yes | Yes | Yes |
Platform Restrictions | No bots, no overnight (some) | Manual & EA allowed | Varies by account | Manual only | Manual only |
Support Quality | Live chat, Discord, email | Email, limited live chat | Chat & community forums | Email & chat | Email & phone |
Topone Futures Support and Help
Email: Support@TopOneFutures.com
Social Media Profiles
- Facebook profile with 28 followers
- Instagram profile has 3.1k followers
- X/Twitter profile with 7.8k followers
- Youtube channel with 245 subscribers and 16 videos
- Discord channel with 6.9k members
Trust Pilot Reviews
Tradeify has received great customer feedback from its traders on Trust Pilot. With an overall score of 4.8 out of 5 from 1.5k reviews.
Conclusion
Topone Futures has emerged as a serious contender in the prop trading space by doing something surprisingly rare—putting traders first. Whether you’re an ambitious newcomer looking for your first funded account or a seasoned scalper tired of restrictive firms, Topone Futures offers flexibility, transparency, and speed that few competitors match.
With multiple funding options including the no-pressure 1-step Elite Challenge, instant simulated accounts, and the pro-focused S2F Sim tier, traders can pick a plan that fits their strategy and budget. The rules are strict but fair, the fees are clearly outlined, and the payouts are among the most generous in the industry.
But what truly sets Topone Futures apart isn’t just the numbers—it’s the community. From responsive live chat to active Discord servers and glowing Trustpilot reviews, this is a firm that walks the walk. Traders are not just funded and forgotten; they’re supported, celebrated, and encouraged to grow.
In an industry full of prop firms that talk a big game, Topone Futures delivers where it counts. If you’re ready to stop risking your own capital and start trading with a firm that respects your skill and rewards your performance, this might just be your perfect match.
Earnings depend on your trading performance and the profit split of your account. Most traders receive between 80% and 90% of profits, and there are no limits on how much you can earn once you’re funded, provided you follow the rules.
Yes. Topone Futures has built a strong reputation through verified Trustpilot reviews, fast payouts, and responsive support. Many traders have successfully completed challenges and received payouts, reinforcing the firm’s credibility.
No. Topone Futures does not currently offer refunds for failed challenges. However, they occasionally offer discounts or promotional retry options for eligible traders.
If you’re trading consistently and hit your profit target without violating rules, you can be funded in as little as 7 to 10 trading days. For Instant Sim accounts, funding is activated immediately upon signup and setup.
