What Is TX3 Funding Futures?
TX3 Funding Futures is a proprietary trading firm (also known as a prop firm) that specializes in futures trading. Unlike retail futures accounts, TX3 offers traders the opportunity to trade using the firm’s capital. You focus on your strategy, risk management, and execution while they handle the backing.
What makes TX3 unique is its structured model:
- Layered Evaluation Model: Traders must pass a clearly defined account challenge to gain access to the firm’s capital.
- Futures-Only Focus: TX3 concentrates exclusively on futures contracts such as the E-mini S&P 500, Nasdaq, and crude oil. This allows them to offer tools and rules tailored specifically for futures traders.
- Profit Model: TX3 operates on a profit-sharing model where traders keep a significant portion of their earnings.
- Multiple Account Sizes: Traders can choose from a variety of initial account sizes and scale up as their performance improves.
Think of TX3 as a skilled coach that puts you through tryouts. Once you prove yourself, they give you a funded account, complete with professional support and risk controls, so you can focus purely on trading futures.
This section lays the groundwork by clarifying what TX3 Funding Futures is. It prepares you for the deeper dive ahead into how the challenge works, what account tiers are available, and the rules you’ll need to follow.
How the TX3 Funding Futures Prop Firm Challenge Works (H2)
TX3 Funding Futures offers a multi-step evaluation process designed to verify trading skill and risk discipline. By the end of the process you will either receive a funded account or need to try again. Here is how the challenge works:
Select Your Account Size and Profit Split
You begin by choosing from several account sizes, each linked to different profit split terms and fees. The more capital you pick, the higher the potential earnings when you succeed. Each option clearly states the percentage of profits you can keep after fees are paid.
Complete the Challenge Stage
In this phase you trade a demo account under real market conditions. Your goal is to meet a specific profit target within a fixed time period. At the same time you must avoid exceeding the firm’s set limits for drawdown and daily loss. The evaluation phase mimics a live trading environment in which consistency and discipline are closely monitored.
Pass the Evaluation and Get Funded
Once you meet the profit target without breaching rules on risk, you move into the funded account stage. At this point TX3 releases actual capital for you to trade. You continue under similar rules, but now gains and losses involve real money.
Start Live Trading
You trade with real funds while the TX3 risk team continues monitoring performance. If you exceed drawdown limits or break other rules, TX3 can stop your account. Otherwise you retain your share of profits according to the pre-agreed profit split.
What Are the Options For Funded Accounts?
TX3 Funding Futures offers a range of account options tailored to suit different trading profiles and risk appetites. These are organized under two tiers: Starter and Pro. Each tier comes with specific pricing, profit targets, and risk rules.
Here’s a detailed breakdown:
Account Tier | Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown (Trailing) |
Starter | $50k | $70/month | 6% | 2.40% | 5% |
Starter | $100k | $135/month | 6% | 2.40% | 3.50% |
Starter | $50k (Alt) | $70/month | 8% | 2.30% | 3.30% |
Pro | $50k | $150/month | 8% | None | 4% |
Pro | $100k | $250/month | 8% | None | 3% |
Pro | $50k (High) | $350/month | 8% | None | 2.60% |
Overview of Account Features
Starter Tier
- $50k – $70/month
Offers a 6% profit target, a daily loss limit of 2.4%, and a trailing max drawdown of 5%. - $100k – $135/month
Requires the same 6% profit target but tightens overall drawdown to 3.5%. - $50k (Alt Plan) – $70/month
Provides a higher 8% profit goal, slightly reduced daily loss limit at 2.3%, and a smaller trailing drawdown cap of 3.3%.
The Starter tier is ideal for traders starting with moderate capital and testing their strategy under tighter risk control.
Pro Tier
- $50k – $150/month
Offers an 8% profit target without a daily loss limit, but maintains a trailing drawdown cap of 4%. - $100k – $250/month
Same profit goal and drawdown structure, with tighter overall risk constraints (3%). - $50k (High Plan) – $350/month
Keeps the daily loss limit off and requires the highest monthly fee, but reduces max drawdown to just 2.6%.
The Pro tier is designed for experienced futures traders seeking greater flexibility and higher profit potential.
Profit-Sharing Models
TX3 Funding Futures uses a profit-sharing system that rewards consistency and low-risk behavior. Once you’re funded, your profits are split between you and the firm based on the account type and your trading performance. This model incentivizes both the trader and the firm to maintain profitability without excessive risk.
Standard Profit Splits
Most accounts under TX3 begin with a profit split of 80/20, meaning traders keep 80% of the net profits while the firm retains 20%. This is a strong offering compared to many competitors, especially for new traders.
However, advanced traders under Pro-tier plans may qualify for enhanced splits, such as 85/15 or even 90/10, once they meet certain criteria like:
- Trading consistently for 3 or more months
- Avoiding drawdown violations
- Reaching predefined scaling thresholds
Real Payout Example
Let’s say you trade on a $100k Pro account and generate $8,000 in net profits for the month. With an 80/20 split:
- You keep: $6,400
- TX3 receives: $1,600
As you build a stronger track record, you can negotiate improved splits.
Performance-Based Rewards
TX3 is known for its performance-based bonuses. If you meet certain profit targets over time, you may receive account upgrades or reduced fees. Some funded traders even receive direct communication from risk managers offering better terms or fast-tracked scaling options.
In short, TX3’s profit-sharing model is fair, transparent, and offers real growth opportunities as you evolve as a trader.
Scaling Plans
TX3 Funding Futures doesn’t just hand you a funded account and wish you luck. They actively support your growth through a clear, performance-based scaling plan. This means if you consistently make profits while sticking to the rules, they’ll gradually increase your account size—no need to pay for another challenge or jump through new hoops.
How Scaling Works
The firm evaluates your trading performance every 30 to 60 days. If you’re showing monthly profits, avoiding drawdown violations, and maintaining a steady, disciplined approach, TX3 will scale up your account. Think of it like a level-up system in a game, but instead of slaying dragons, you’re slaying the markets with risk-controlled trading.
For example, a $50,000 account might be increased to $75,000, then to $100,000, and even beyond, depending on your consistency. Similarly, traders who start with a $100,000 account could eventually trade with $150,000 or $250,000 after multiple successful review periods.
Benefits of Scaling
- Increased Profit Potential: A larger account means you can size your positions for more gains without violating risk limits.
- No Additional Costs: Scaling is built into your success; there’s no need to purchase new challenges or accounts.
- Trust Building: Scaling demonstrates TX3’s confidence in your ability to manage firm capital responsibly.
What You Need to Qualify
To trigger a scale-up, you’ll need to:
- Hit your profit targets consistently
- Avoid breaching drawdown or risk parameters
- Show stable, rational trading behavior
- Follow all platform rules without exception
The takeaway? TX3 wants to see you win, and their scaling program is designed to reward traders who treat funding like a business, not a lottery ticket.
TX3 Funding Futures’ Rules and Restrictions
No matter how much capital you’re trading, one thing is clear—rules are the backbone of any prop firm relationship. TX3 Funding Futures puts a strong emphasis on risk management and rule adherence to protect both their capital and your trading career.
Think of these rules as bumpers at a bowling alley. They’re not there to limit your potential but to keep your trades from veering into the gutter.
Risk Management Guidelines
TX3 enforces a few key risk rules across all challenge and funded accounts. These are not negotiable, and breaking them typically results in disqualification or an account reset.
- Trailing Max Drawdown: This is the total amount your account can lose before it’s disabled. It’s calculated from your peak balance and adjusts downward as you earn profits. Once you hit your profit target, the trailing drawdown typically locks in.
- Max Daily Loss: This is the most you’re allowed to lose in a single trading day. It resets daily and keeps traders from trying to “revenge trade” their way out of a hole.
- Account Closure on Violation: If you breach any major rule (like exceeding drawdown limits), TX3 may close or reset your account immediately—even if you’re up overall.
These risk measures aren’t designed to punish you. They’re there to develop your discipline and protect the firm’s capital. TX3 isn’t just looking for traders who make money; they’re looking for traders who survive.
News Trading Rules
TX3 does allow news trading, but only under specific conditions. Traders are typically expected to pause trading at least two minutes before and resume trading two minutes after major high-impact economic releases. These include events like:
- Non-Farm Payrolls (NFP)
- Federal Reserve interest rate decisions
- CPI and inflation data releases
- FOMC statements
Trading during volatile news events without respecting this window is considered a violation. These timeframes are enforced to prevent slippage, erratic fills, and massive drawdowns that are common when liquidity dries up around news spikes.
Overnight and Weekend Positions
TX3 generally does not permit overnight holds for most accounts. All trades must be closed before market close to avoid gapping risks that occur between trading sessions. This policy also includes no weekend holding, which helps reduce exposure to unpredictable market events while the futures markets are closed.
Exceptions may apply for certain Pro accounts or experienced traders under direct approval, but these are rare and not guaranteed.
Other Notable Restrictions
- HFT & Algorithmic Trading: Automated strategies are permitted but must be pre-approved. Latency arbitrage and tick scalping are strictly prohibited.
- Copy Trading: Using trade copiers or mirroring other traders’ strategies without permission is a violation.
- Platform Abuse: Gaming the platform (for example, trying to manipulate fills or exploit delays) can lead to disqualification.
These rules are not just about risk—they’re about fairness, consistency, and long-term sustainability. If you’re here to build a professional trading career, respecting the structure is half the game.
Consistency and Scaling Rules
If there’s one thing TX3 Funding Futures loves more than profit, it’s consistency. Anyone can get lucky on a big trade once—but doing it again and again without blowing up? That’s the kind of trader TX3 is looking to fund and scale up.
Why Consistency Matters
Prop firms like TX3 aren’t interested in gamblers or one-hit wonders. They want traders who can demonstrate controlled, repeatable strategies with a long-term edge. That’s why consistency is a core requirement for both passing the challenge and maintaining a funded account.
Consistency Criteria Explained
To remain eligible for payouts and scale-ups, traders must:
- Avoid “one-hit wonders”: If one trade makes up the majority of your profits, TX3 might flag you as inconsistent.
- Spread profits over multiple days: Earning steadily over a week or month is viewed more favorably than earning everything in a single session.
- Limit position size variation: If you’re trading one contract all week and suddenly jump to ten, it raises red flags. Position sizing should align with your account tier and typical strategy.
- Respect trading frequency: Random gaps or erratic bursts of trading can also hurt your consistency rating.
Impact on Scaling and Payouts
Failure to demonstrate consistency doesn’t just slow down your growth—it can block scaling opportunities and delay or deny payouts. On the flip side, consistent traders often get:
- Faster scale-ups
- Better profit splits
- More flexible rule allowances over time
How to Stay Consistent
- Use a well-defined trading plan
- Set daily and weekly performance targets
- Stick to your average trade size
- Track your metrics using journaling or third-party analytics tools
Consistency isn’t about playing it safe. It’s about building a reputation for discipline and control—two traits that professional firms, including TX3, absolutely value.
Payment, Withdrawals, and Payout Process
Let’s talk about the part everyone’s really here for—getting paid. TX3 Funding Futures makes it relatively straightforward to withdraw your profits once you’re funded. But like everything else in prop trading, there are rules, checkpoints, and timelines to follow.
Fee Payments for Challenges and Funded Accounts
Before you ever touch a funded account, you’ll need to pay a monthly challenge fee. This fee varies depending on your account tier and size. Unlike some firms that charge a one-time fee, TX3 uses a subscription model. That means if you don’t pass the challenge in the first month, you can continue trading by renewing the fee.
Once funded, there are no additional subscription fees. However, TX3 may charge a platform fee or data feed fee, especially if you’re using premium features. These are typically minor and disclosed upfront.
Profit Withdrawals
After passing the challenge and trading live with real capital, you can begin requesting payouts. But TX3 won’t just throw money at you on Day 1. Here’s how it works:
- First Payout: Eligible after your first 10 trading days with consistent results and rule adherence.
- Subsequent Payouts: Typically available bi-weekly or monthly, depending on your account plan and performance.
- Minimum Payout Amount: Usually starts around $1,000, although this may vary depending on your account type.
All withdrawals are processed via ACH, wire transfer, or crypto, depending on your preferences and region. TX3 prides itself on quick turnaround times, often processing requests within 2 to 5 business days.
Taxes and Compliance
As a funded trader, you’re classified as an independent contractor, not an employee. This means it’s your responsibility to handle taxes on your earnings. TX3 will provide necessary documentation (like 1099 forms in the U.S.) to help you report your income accurately.
In short? If you trade well, follow the rules, and hit your targets—you’ll get paid.
Comparison: TX3 Funding Futures vs Other Top Prop Firms
Feature | TX3 Funding Futures | FTMO | TopStep | Funded Trading Plus |
Asset Focus | Futures Only | Forex, Indices, Commodities | Futures Only | Forex, Indices, Crypto, Futures |
Evaluation Phases | Single Phase | Two Phases | Two Phases | One or Two Phases |
Profit Split | 80% to 100% | 80% to 90% | 80% to 90% | 80% to 90% |
Payout Frequency | Bi-weekly or Monthly | Monthly (after 10 days) | Monthly | Weekly (after 3 days) |
Scaling Plan | Yes, Based on Performance | Yes, Based on Consistency | Yes, Based on Profit Targets | Yes, Based on Drawdown Targets |
News Trading Allowed? | Yes, with 2-min Pause Rule | No | No | Yes, with Time Restrictions |
Overnight/Weekend Holds? | No (Generally Restricted) | No | No | Yes (Selected Accounts) |
Max Trailing Drawdown | 2.6% to 5% | 10% (Absolute) | Varies by Account | 5% to 10% |
Challenge Fee Model | Monthly Subscription | One-Time Payment | Monthly Subscription | One-Time or Recurring |
Minimum Trading Days | 10 Days for First Payout | 10 Days per Phase | 5 Days | 3 to 10 Days |
Support Reputation | Responsive & Trader-Centric | Strong Global Support | High-Volume Chat Support | Quick Email/Discord Access |
Trustpilot Score | Not Listed (Parent: TopTier 4.2) | 4.6 | 4.5 | 4.4 |
Key Takeaways:
- TX3 excels for futures-only traders seeking a streamlined, one-phase evaluation and fast payouts.
- Its scaling and split potential rival the best in the business, especially with payouts starting just after 10 trading days.
- Compared to TopStep, TX3 is more transparent in rules and has more generous drawdown structures.
- Unlike FTMO, TX3 allows news trading, making it a favorite for event-based strategy traders.
TX3 Funding Futures Support and Help
Social Media Profiles
- X/Twitter profile has 3.8k followers
- Instagram profile has 1k followers
- Facebook page has 29 followers
- Discord group with 5,2k members
Trust Pilot Reviews
TX3 Funding Futures has received great customer feedback from its traders on Trust Pilot. With an overall score of 3.8 out of 5 from 9 reviews.
Conclusion
TX3 Funding Futures stands out as a professional, trader-centered prop firm tailored specifically for futures traders. Its streamlined evaluation, clear rules, generous scaling options, and transparent profit model align with the kind of disciplined and growth-oriented trading culture that serious futures traders want.
From focused support and rapid payouts to consistent scaling and high profit splits, TX3 offers a compelling package for those ready to step up their futures trading game.
TX3 offers Starter and Pro tiers covering $50K and $100K-sized accounts, with differing fees, profit targets, and drawdown rules.
TX3 restricts overnight and weekend positions. News event trading is allowed with pre- and post- pause windows around high-impact releases.
Yes, traders must complete at least 10 trading days before requesting the first payout, with further payouts typically available bi-weekly or monthly.
Yes, scaling comes from consistent performance and adherence to rules without needing to repurchase challenges.
While TX3 does not yet have its own Trustpilot page, its parent brand TopTier Trader is respected. Industry-wide reviews from similar firms reflect general strengths and weaknesses in futures prop trading.
