What Is My Funded Capital?
Prop trading is no longer just a buzzword. It has become a legitimate and exciting pathway for traders looking to scale without risking personal funds. But the question on every trader’s mind is: What is My Funded Capital, and why are traders raving about it?
My Funded Capital is a proprietary trading firm that is changing the game by offering a trader-first model. Unlike traditional firms that operate with rigid rules and one-size-fits-all challenges, My Funded Capital focuses on flexible challenge structures, high-profit splits, and a transparent approach. In short, it is designed for traders who want more control and clarity.
A Modern Take on Prop Trading
Today’s trading world demands more agility and less red tape. My Funded Capital delivers by offering a streamlined onboarding process, live analytics, and straightforward access to real capital.
The firm’s evaluation model values consistency and discipline over perfection. Traders are not penalized for small mistakes. Instead, they are measured by how well they manage risk and generate consistent profits in real-world conditions.
The Core Philosophy: Flexibility, Transparency, and Growth
Unlike firms that confuse traders with hidden terms or surprise restrictions, My Funded Capital takes a clear-cut approach. The rules are easy to understand and the expectations are realistic. For example, profit targets and drawdowns are clearly explained from the start.
This firm also offers real flexibility. Traders can choose between the One-Phase and Two-Phase Challenges depending on their trading style and risk tolerance. The challenges are structured to allow traders to work at their own pace without unnecessary pressure.
Profit Sharing That Rewards Performance
Many prop firms talk about great payouts, but few follow through. My Funded Capital stands out by offering profit splits that start at 80 percent and can go as high as 90 percent. Traders who perform consistently are truly rewarded for their hard work and results.
Support That Doesn’t Ghost You
Trading can be a solitary pursuit, but with My Funded Capital, help is always within reach. The firm provides reliable support through live chat, email, and phone. Traders get the answers they need quickly and with clarity.
A thriving community also adds to the experience. Whether it’s the Discord group, Instagram updates, or X (formerly Twitter) posts, there are plenty of ways to stay engaged, informed, and motivated.
Why Traders Are Switching to My Funded Capital
One of the most talked-about features is the fairness of the trading environment. Traders appreciate rules that are logical rather than restrictive. With equity-based drawdowns and reasonable daily loss limits, the firm allows traders to grow without fear of being stopped out unfairly.
Many reviews and testimonials highlight the ease of understanding the rules, the transparency of the evaluation process, and the supportive team behind the scenes.
How the My Funded Capital Prop Firm Challenge Works
For many traders, the road to becoming funded can feel like navigating a maze with traps around every corner. My Funded Capital changes the game by offering a clear, structured path that makes sense, is transparent, and most importantly, aligns with how real trading works. So how does the My Funded Capital prop firm challenge actually work?
Choose Your Account Size and Profit Split
Before diving into the challenge, traders first select their preferred account size. Options range from $5,000 to $100,000, allowing both beginners and experienced traders to pick a starting point that matches their ambition and risk appetite.
Once the account size is selected, traders also choose the type of challenge. This is where My Funded Capital stands out. You can opt for a One-Phase Challenge for quicker access or a Two-Phase Challenge for a more measured evaluation process.
The firm also introduces profit splits starting at 80 percent and you can get up to 100% profit split by increasing the price of your account. This high-profit sharing structure ensures that traders are well compensated for their results.
Complete the My Funded Capital Prop Firm Challenge
Once you’re set up, the next step is passing the evaluation. Unlike other firms that rely on time-bound pressure or unrealistic win rates, My Funded Capital evaluates you based on actual trading discipline, risk management, and consistency.
Here’s what traders need to achieve:
- For the One-Phase Challenge: Hit a 10 percent profit target while respecting a 5 percent daily drawdown and a 10 percent maximum loss.
- For the Two-Phase Challenge: The first phase requires a 10 percent profit, followed by a second phase that asks for a 5 percent gain. Both stages must follow the same drawdown and loss rules.
What’s refreshing here is that traders are not rushed. There are no minimum trading days and no deadline pressures. This allows traders to perform at their own pace, using the strategies they are most comfortable with.
Pass Evaluation and Get Funded
Upon successful completion of the challenge, traders are welcomed into the My Funded Capital live environment. This is where the real journey begins. You retain the same account size and benefit from profit splits of up to 90 percent, depending on your consistency.
You’ll also continue to work with the same rules and structure you practiced with, making the transition from challenge to live trading smooth and intuitive. No curveballs. No hidden resets. Just live markets and real potential.
Start Live Trading
Funded traders start live trading immediately with the capital provided by the firm. There’s no time wasted waiting for activation or dealing with post-challenge audits.
During live trading, all key metrics are tracked via a user-friendly dashboard. This includes profit targets, drawdowns, and overall account health. Traders can also contact support easily in case of any technical issues or clarifications.
One of the biggest perks? Withdrawals. My Funded Capital processes payouts quickly, typically within five business days. Traders can choose to receive profits through bank transfer, PayPal, or cryptocurrency.
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What Are the Options For Funded Accounts?
My Funded Capital understands that one size never fits all in trading. That’s why they offer two unique pathways to funding: the One-Phase Challenge and the Two-Phase Challenge. Each model is designed to meet the needs of different trading personalities, from fast movers to steady strategists.
Here’s a detailed look at both options, including pricing, drawdown policies, and profit target structures. Whether you’re a seasoned pro or a fresh-faced trader, these choices offer a fair and structured gateway to trading firm capital.
One-Phase Challenge
If you’re confident in your trading skills and want a fast-track to funding, the One-Phase Challenge is your launchpad. You’re required to meet a 10 percent profit target with 5 percent daily drawdown and 10 percent maximum drawdown rules. There’s no second phase, which means you can get funded quicker if you’re consistent.
One-Phase Challenge Account Details
Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$5,000 | $59 | 10% | 5% | 10% |
$10,000 | $105 | 10% | 5% | 10% |
$25,000 | $199 | 10% | 5% | 10% |
$50,000 | $299 | 10% | 5% | 10% |
$100,000 | $599 | 10% | 5% | 10% |
Traders who choose the One-Phase model typically want quicker access to live capital without compromising on realistic expectations. The lack of a second evaluation phase makes this ideal for confident, well-practiced traders ready to prove their consistency in one go.
Two-Phase Challenge
Prefer a bit more breathing room before going live? The Two-Phase Challenge adds an additional layer of assessment to test both profit capability and long-term risk control. Phase 1 requires an 8 percent profit target, while Phase 2 drops to 5 percent—offering a more measured path to funding.
Two-Phase Challenge Account Details
Account Size | Challenge Fee | Profit Target (Phase 1 & 2) | Max Daily Drawdown | Max Overall Drawdown |
$2,000 | $9.99 | 8% / 5% | 5% | 10% |
$5,000 | $32 | 8% / 5% | 5% | 10% |
$10,000 | $69 | 8% / 5% | 5% | 10% |
$25,000 | $179 | 8% / 5% | 5% | 10% |
$50,000 | $299 | 8% / 5% | 5% | 10% |
$100,000 | $429 | 8% / 5% | 5% | 10% |
This challenge type is ideal for traders who excel over longer timeframes. It mimics the journey of institutional traders who build track records through phases, not sudden bursts.
Choosing the Right Challenge For You
Selecting between One-Phase and Two-Phase depends on your trading psychology, preferred speed, and comfort with evaluations.
- Choose One-Phase if: You want a faster route to funding and are confident in hitting the profit target in a single run.
- Choose Two-Phase if: You prefer a more gradual assessment, are risk-averse, or want a lower target in Phase 2 to increase your chances of success.
Both paths offer the same generous profit-sharing options and access to trading tools, but the flexibility allows you to tailor the experience to your unique strengths.
My Funded Capital’s Rules and Restrictions
Risk Management Guidelines (Trailing Drawdown, Max Daily Loss)
Risk management is a cornerstone of long-term trading success. At My Funded Capital, all traders must operate within defined drawdown limits that help protect both the firm’s capital and the trader’s progress.
Key Parameters:
- Maximum Daily Drawdown: Limited to 5 percent of the account balance. If this limit is breached, the account is breached and the challenge is failed.
- Maximum Overall Drawdown: Capped at 10 percent of the initial balance, this rule safeguards long-term capital.
- Trailing Drawdown: In some account types, the trailing drawdown follows your highest achieved balance and locks in your gains, reducing potential loss exposure.
These controls are essential for maintaining consistency, reducing emotional trading, and mimicking professional trading environments.
News Trading, Overnight Holds, and Other Restrictions
To promote a stable and fair trading ecosystem, My Funded Capital has implemented trading restrictions that align with industry best practices.
Trading Restrictions Include:
- News Trading: Some accounts may restrict holding trades during high-impact economic news. This avoids exposure to unpredictable price movements and slippage.
- Overnight Holds: In select account types or for specific instruments, overnight positions may not be allowed. These restrictions prevent unwanted volatility and gaps in low-liquidity conditions.
- Weekend Trading: Most positions must be closed before market close on Fridays to avoid weekend gaps.
Always review the terms associated with your chosen challenge or funded account to ensure full compliance with these policies.
Consistency and Scaling Rules
My Funded Capital places high importance on trading consistency. Traders who demonstrate reliable performance can qualify for scaling, allowing them to manage larger account sizes.
Consistency Requirements Include:
- A single trade must not contribute more than 50 percent of your total profits.
- Profitable days must outnumber losing days during the evaluation period.
- Position sizing should remain consistent. Extreme risk or lot size jumps may disqualify you from scaling.
Traders who meet these benchmarks and maintain solid performance over time can benefit from the firm’s scaling plan, which allows funded account sizes to grow. The maximum account allocation currently available through scaling is $100,000.
Prohibited Strategies
To preserve fair competition and platform integrity, My Funded Capital prohibits certain trading practices. These include:
- Arbitrage between brokers or platforms
- Tick scalping or grid hedging
- High-frequency trading through bots or software
- Latency exploitation
- Copy trading from external sources or mirroring trades
These restrictions are clearly communicated upfront and are strictly enforced to ensure a level playing field for all traders.
Use code “STT101” for 25% OFF all accounts!
Payment, Withdrawals, and Payout Process
Fee Payments (for Challenges and Funded Accounts)
Getting started with My Funded Capital involves a one-time fee to access either the One-Phase or Two-Phase Challenge. This fee varies based on the selected account size and is clearly listed upfront. There are no hidden charges, monthly subscriptions, or unexpected renewal costs.
Once the challenge is purchased, traders gain access to their evaluation account with all relevant rules and dashboard tracking tools. The payment covers everything needed for the evaluation, including platform access, broker fees, and support.
My Funded Capital also regularly runs promotional discounts, making it even more accessible for new traders looking to take their first step without a major upfront investment.
Profit Withdrawals and Payout Schedules
One of the top benefits of trading with My Funded Capital is the straightforward and timely withdrawal process. Once a trader passes the challenge and transitions into a funded account, they are eligible to begin earning real profits.
Here is how the withdrawal and payout process works:
- First Payout Eligibility: Traders can request their first payout after 14 calendar days of live trading, provided that the account has generated a profit.
- Subsequent Withdrawals: After the initial payout, withdrawals can typically be made every 14 days. Some accounts may allow even more frequent withdrawals based on performance and account type.
- Processing Time: Payments are generally processed within five business days, although most traders report faster turnaround times.
Available Withdrawal Methods
To accommodate traders from around the world, My Funded Capital supports a variety of withdrawal options. These include:
- Bank Transfers: Direct transfer to your bank account, ideal for most global users.
- PayPal: A fast and popular option, especially for digital nomads and freelancers.
- Cryptocurrency: For those who prefer decentralized finance, crypto options such as Bitcoin and USDT are supported.
All withdrawals are made in accordance with the trader’s profit split agreement. As a reminder, most traders start at 80 percent profit share, with potential to scale up to 90 percent based on consistent performance.
Earnings Transparency and Security
Payouts are based entirely on net profits and are calculated using real account statistics. There are no performance fees, no processing fees from My Funded Capital, and no limits on how much traders can withdraw once profit targets are achieved.
Traders have full visibility into their account metrics through the client dashboard, which tracks all relevant trading statistics, drawdowns, and profitability. This level of transparency builds trust and helps traders monitor their eligibility for withdrawals in real time.
Comparison: My Funded Capital vs Other Top Prop Firms
In the competitive world of proprietary trading, traders have no shortage of firms to choose from. Each promises rapid funding, generous profit splits, and trader-friendly conditions. But when you dig deeper, only a few truly deliver on all fronts. So how does My Funded Capital measure up against major players like FTMO, FundedNext, and Funding Pips?
The answer comes down to clarity, flexibility, and trader experience.
My Funded Capital vs FTMO
FTMO is one of the most recognized names in prop trading and has set the standard with its two-step challenge format. It offers a sleek user dashboard, professional support, and solid educational resources. However, FTMO enforces a minimum of ten trading days per phase, which can delay the payout process. The scaling program also moves at a slower pace compared to newer firms.
My Funded Capital offers a more streamlined experience. Traders can choose from either a One-Phase or Two-Phase Challenge, both with no minimum trading days. This makes it an excellent choice for traders who are ready to capitalize on their momentum. The rules are clear and drawdown policies offer just enough flexibility to support smart risk-taking without being overly restrictive.
My Funded Capital vs FundedNext
FundedNext has introduced innovative features, including the option to earn a share of profits even during the evaluation stage. This unique approach appeals to traders looking to earn quickly, but it comes with relatively high challenge fees and more complicated rules.
In contrast, My Funded Capital keeps things straightforward. It offers some of the most competitive fees in the industry and focuses on traditional challenge structures. What it lacks in experimental models, it makes up for with transparency, strong customer support, and ease of use. For traders who value simplicity and speed, it is often the preferred choice.
My Funded Capital vs Funding Pips
Funding Pips is known for its affordability and accessibility, particularly for newer traders. It supports high leverage and low-cost challenge accounts, making it attractive for those who want to start small. However, there have been mixed reviews regarding platform reliability and customer service responsiveness.
My Funded Capital also caters to budget-conscious traders with flexible account sizes and pricing but delivers a more comprehensive support system. The live chat, email, and Discord channels ensure that traders always have access to help. Additionally, the firm’s scaling model and profit-sharing plan offer more structure for those looking to grow steadily over time.
What Sets My Funded Capital Apart
My Funded Capital distinguishes itself through a balance of simplicity, speed, and scalability. Traders appreciate the lack of unnecessary trading restrictions, fast withdrawal times, and supportive environment. Whether you are a scalper, swing trader, or algo developer, this firm provides a structure that adapts to your strengths.
Key Strengths of My Funded Capital:
- No minimum trading days
- Low entry fees for all account sizes
- Transparent challenge rules with no surprises
- Profit payouts within five business days
- Strong community engagement on Discord and social media
- Scaling plan that supports growth up to $100,000
Side-by-Side Prop Firm Comparison
Feature | My Funded Capital | FTMO | FundedNext | Funding Pips |
Challenge Models | 1-Phase and 2-Phase | 2-Phase Only | 2-Phase and Evaluation Payout | 1-Phase and 2-Phase |
Profit Split | Up to 90% | Up to 90% | Up to 90% | Up to 85% |
Min Trading Days | None | 10 per phase | 5 to 10 | None |
Max Account Size | $100,000 | $400,000 | $200,000 | $200,000 |
First Payout | 14 days after going live | 30 days | 14 to 30 days | 14 days |
Scaling Plan | Yes, up to $100K | Yes | Yes | Yes |
Daily Drawdown | 5% | 5% | 5% | 5% |
Max Drawdown | 10% | 10% | 10% | 10% |
Crypto Payouts | Yes | No | Yes | Yes |
Support Response | Fast via Live Chat and Discord | Moderate | Moderate | Varies |
Community Engagement | Strong | Very Strong | Strong | Growing |
My Funded Capital Support and Help
Email: support@myfundedcapital.com
Telephone: +971 58 528 9939
Social Media Profiles
My Funded Capital Trustpilot Reviews
My Funded Capital has received a great customer feedback from its traders on Trust Pilot. With an overall score of 4.4 out of 5 from 97 reviews.
Conclusion
My Funded Capital has carved out a solid reputation in the prop trading industry by offering what modern traders truly need: flexibility, transparency, and fast access to capital. Whether you are a disciplined day trader, a strategic swing trader, or a technical expert using automated systems, this firm provides a supportive structure that respects your style and rewards your performance. With both One-Phase and Two-Phase challenges, high-profit splits up to 90 percent, and a rapid payout system, traders are not just given a chance to prove themselves. They are empowered to grow and thrive. The absence of minimum trading days, the transparent rulebook, and an active community make it even easier to commit to the journey. If you are serious about scaling your trading without risking your own funds and want to work with a firm that respects its traders, My Funded Capital is an excellent place to start. It is built by traders, for traders, and it shows in every aspect of its model.FAQ’s
You start by choosing a challenge type and account size. Then, you must meet the profit targets without violating drawdown rules. Once you pass the evaluation, you get a funded account and can begin earning real profit shares.
Unlike FTMO, My Funded Capital has no minimum trading days and offers both One-Phase and Two-Phase challenges. Compared to FundedNext, it has simpler rules and lower fees without sacrificing payout potential or support quality.
Yes, you can use automated trading systems, but they must comply with the firm’s rules. Strategies that exploit latency, involve arbitrage, or copy trades from external accounts are strictly prohibited.
About the Author
Is an online marketing expert and forex trader. He was one of the top 50 affiliates in the world for 8 years in a highly competivie niche. He has spoken on stages all around the world sharing his wisdon and success. Having successfully buildt and sold 9 websites for multiple six figure sums. He now spends his time helping others to learn how to trade and take their own trading and businesses to the next level.
