Who Are Seacrest Funded?
At its heart, Seacrest Funded is a prop firm that gives skilled traders the opportunity to trade with institutional-level capital without risking their own funds. Sounds like a trader’s dream, right?
Well, not so fast. Just like any reputable prop firm in 2025, it’s not a free ride. Seacrest offers a structured challenge where you prove your trading chops under monitored conditions. Pass their evaluation, and you’re granted access to a funded live account with available sizes ranging from $10,000 to $200,000.
What makes Seacrest Funded especially appealing in a competitive space?
- Affordable challenge fees: Starting as low as $49 which is perfect for new or budget-conscious traders
- Flexible models: Choose your account size and profit split preferences
- No strict time limits: Trade at your pace without a countdown clock ticking
- Fast payouts: Same-day withdrawals available for eligible traders
- Supportive onboarding: Great for those just learning the ropes of funded trading
What’s refreshing about Seacrest is its balanced approach, structured enough to instill discipline, but without the excessive rigidity that can strangle even the best trading strategies. They don’t just toss you a dashboard and say, “Good luck.” Instead, traders are guided through the process with resources, coaching, and support that feel more like a mentor than a manager.
They’ve quickly gained traction by positioning themselves as an accessible, fair, and scalable prop firm an ideal starting point for traders ready to level up from demo success to real-money performance.
But are they the right firm for you?
How the Seacrest Funded Prop Firm Challenge Works
So you’re eyeing that Seacrest Funded badge of honor and wondering, “What’s the catch?” Good question. This is where the magic (and the grind) happens, the challenge phase. Think of it as your tryout for the big leagues a performance-based audition where only the disciplined survive.
Let’s unpack how the Seacrest Funded prop firm challenge actually works, from sign-up to scaling up.
Choose Your Account Size and Profit Split
First things first, you’ll pick the type of account you want to trade. Seacrest offers a range of challenge accounts, from $5,000 to $100,000. The larger the account, the bigger your earning potential, but also the higher the entry fee and the tighter the risk management requirements.
Once you’ve selected your preferred account, you also choose your profit split. Some traders prefer a higher payout, while others might trade with tighter drawdown controls in exchange for faster scaling or added features.
Complete the Seacrest Funded Prop Firm Challenge
Next up, it’s go-time. The challenge itself is your testing ground. You’ll need to prove you can manage risk and grow an account without reckless gambles or revenge trading.
Here’s what’s typically expected during the challenge phase:
- Hit the profit target (usually 10% of the starting balance)
- Stay within the daily and overall drawdown limits
- Avoid over-leveraging or violating news trading restrictions
- Trade a minimum number of days (usually 5 to 10 days for proper consistency assessment)
And here’s the kicker — there’s no time limit. That’s right. You can take your time, strategize, and wait for the right setups. Unlike other prop firms that rush traders into hitting targets in 30 days or less, Seacrest lets you breathe and that makes a massive difference for swing traders or those with a day job.
Pass Evaluation and Get Funded
Once you’ve met all the requirements and stayed within the rules, your challenge is reviewed by Seacrest’s evaluation team. If approved, congratulations you’ve earned a live funded trading account.
Here’s what happens next:
- You receive credentials to trade the funded account
- Your performance is now tracked for real profits, not just virtual metrics
- You can begin withdrawing profits based on the payout schedule (which we’ll dive into soon)
Unlike some firms that add multiple phases to the process, Seacrest keeps it straightforward. One challenge. One evaluation. One funded account.
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What Are the Options For Funded Accounts?
Not all traders are cut from the same cloth and Seacrest Funded knows it. Whether you’re an aggressive scalper or a strategic swing trader, you’ll find a challenge format that matches your trading personality. Seacrest Funded offers four distinct challenge structures, each with its own risk profile, difficulty level, and payout potential. These include:- 1 Step Challenges (for fast-track funding)
- 2 Step Challenges (for balanced evaluation)
- 2 Step Max Challenges (for stricter risk rules but lower cost)
- 3 Step Challenges (for the most cautious and consistent traders)
1 Step Challenges
These are for traders who want to get funded fast. Hit your target, follow the rules, and you’re done, no second evaluation needed.Account Size | Challenge Fee | Profit Target | Max Daily Drawdown | Max Overall Drawdown |
$5,000 | $50 | 10% | 4% | 6% |
$10,000 | $100 | 10% | 4% | 6% |
$25,000 | $200 | 10% | 4% | 6% |
$50,000 | $300 | 10% | 4% | 6% |
$100,000 | $500 | 10% | 4% | 6% |
2 Step Challenges
This is the standard industry model two phases, slightly lower targets, and a bit more breathing room in exchange for a more structured evaluation.Account Size | Challenge Fee | Profit Target Phase 1 | Profit Target Phase 2 | Max Daily Drawdown | Max Overall Drawdown |
$5,000 | $50 | 8% | 5% | 5% | 8% |
$10,000 | $100 | 8% | 5% | 5% | 8% |
$25,000 | $200 | 8% | 5% | 5% | 8% |
$50,000 | $300 | 8% | 5% | 5% | 8% |
$100,000 | $500 | 8% | 5% | 5% | 8% |
2 Step Max Challenges
This is a unique hybrid with lower costs, higher targets, and slightly tighter risk limits. This one’s ideal for risk-disciplined traders looking to save on fees while maximizing funding potential.Account Size | Challenge Fee | Profit Target Phase 1 | Profit Target Phase 2 | Max Daily Drawdown Phase 1 | Max Overall Drawdown Phase 1 | Max Daily Drawdown Phase 2 | Max Overall Drawdown Phase 2 |
$5,000 | $38 | 10% | 5% | 5% | 10% | 4% | 8% |
$10,000 | $75 | 10% | 5% | 5% | 10% | 4% | 8% |
$25,000 | $140 | 10% | 5% | 5% | 10% | 4% | 8% |
$50,000 | $210 | 10% | 5% | 5% | 10% | 4% | 8% |
$100,000 | $425 | 10% | 5% | 5% | 10% | 4% | 8% |
3 Step Challenges
This one’s for traders who prefer a marathon over a sprint. It’s the most conservative and longest pathway to funding but also one of the most forgiving when it comes to risk exposure.Account Size | Challenge Fee | Profit Target (Each Phase) | Max Daily Drawdown | Max Overall Drawdown |
$10,000 | $70 | 6% | 4% | 8% |
$25,000 | $150 | 6% | 4% | 8% |
$50,000 | $225 | 6% | 4% | 8% |
$100,000 | $375 | 6% | 4% | 8% |
Seacrest Funded’s Rules and Restrictions
Before you charge into a Seacrest Funded challenge like a day trader on NFP Friday, you’ll want to study the rules like your trading career depends on it because, well, it kinda does.
The path to a funded account is paved with opportunity, but violating even one rule could get your account disqualified faster than a fat-fingered market order.
Here’s a breakdown of the core rules and trading restrictions across all challenge types and funded accounts.
Risk Management Guidelines (Trailing Drawdown, Max Daily Loss)
Seacrest Funded is a big believer in capital preservation first, profits second. This means they enforce clear and consistent risk protocols.
Key Risk Rules to Remember:
- Max Daily Drawdown: This is the most you can lose from your starting balance or previous day’s equity (depending on the challenge type) in a single trading day. It resets daily.
- Max Overall Drawdown (Trailing): This tracks your peak balance and trails behind it once triggered, your account is breached.
Example:
- Let’s say you’re in a $50K challenge with a 4% daily drawdown. You’re only allowed to lose up to $2,000 that day.
- If you cross that threshold even temporarily the challenge fails, no exceptions.
This is why smart traders use stop-losses religiously, track equity like a hawk, and quit while they’re ahead. Discipline > dopamine.
News Trading, Overnight Holds, and Other Restrictions
News Trading:
- Some accounts restrict trading during high-impact news events, especially around economic releases (like NFP, CPI, FOMC).
- Violating this rule could invalidate a winning trade — or worse, the entire challenge.
Overnight & Weekend Holds:
- In most challenge accounts, overnight or weekend holding is not allowed, particularly on leveraged FX or index products.
- Funded traders may have more flexibility, but always check the product-specific guidelines.
Consistency Rule (Optional Based on Challenge):
- While not always enforced, Seacrest may review consistency — meaning your profits shouldn’t come from one moonshot trade.
- Accounts with wild variance might be flagged for additional review during evaluation.
Consistency and Scaling Rules
Seacrest isn’t just looking for lucky traders — they want consistent ones. That’s why they offer scaling opportunities to traders who show:
- Steady growth over time
- Low drawdown rates
- Adherence to trading rules
Scaling Example:
- Start with a $25K account
- Hit 10% in profits over 3 months with less than 4% drawdown
- You may qualify for a scaled-up account of $50K or more — without retaking another challenge
They reward smart risk management and longevity, not just flashy trades.
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Payment, Withdrawals, and Payout Process
Let’s be honest the real reason you’re grinding through a Seacrest Funded challenge isn’t just for the badge. It’s for the payout. 🤑
And Seacrest doesn’t disappoint here. Their payment system is transparent, trader-friendly, and refreshingly fast especially compared to some of the “we’ll pay you eventually” firms in the past.
Let’s break down everything you need to know about challenge fees, live account costs, and how you withdraw those sweet profits once you’re funded.
Fee Payments (for Challenges and Funded Accounts)
Challenge Fees:
You’ll pay a one-time entry fee when you sign up for your chosen challenge. This fee varies based on:
- Account size
- Challenge type (1 Step, 2 Step, Max, or 3 Step)
These fees are not refundable even if you pass or fail. However, some accounts may include discounted retry options or free reattempts for breaching due to slippage or verified technical issues.
No Monthly Subscription:
Unlike some recurring fee models, Seacrests prop firm operates on a pay-once-per-challenge system. Once you’re in, there’s no ongoing billing even when you’re funded.
Funded Account Fees:
For funded traders, there’s no monthly maintenance fee. However, some plans may require a one-time activation fee when you pass (typically between $75 and $150, depending on account size). This fee helps cover risk management systems and live market data access.
Profit Withdrawals and Payout Schedules
Ah yes, the moment every trader dreams about: cashing out profits.
Here’s what you need to know about Seacrest Funded’s payout process:
- First Payout Eligibility: Funded traders can request a withdrawal as early as 7 calendar days after their first live trade.
- Payout Frequency: After your first withdrawal, payouts are typically processed weekly or biweekly depending on your account settings.
- Payout Methods: Choose from a range of options including:
- Bank wire transfer
- Wise
- Crypto (USDT, BTC, ETH)
- PayPal or Skrill (for eligible countries)
Minimum Payout Threshold:
You’ll typically need to generate at least $100 in net profits to initiate a withdrawal. If you’re below this threshold, your balance rolls forward to the next cycle.
Profit Split Breakdown:
- Standard accounts offer up to 80%-90% profit share
- Your split depends on your account size and challenge type
- Higher-tier traders and consistent performers may get bumped to premium profit tiers
Zero Profit Penalties:
You keep what you earn. There are no hidden performance fees or platform costs eating into your share. And if you have a breakeven month you’re not penalized (except emotionally… but hey, that’s trading).
Payouts are processed within 24–48 hours of approval, making seacrest funded one of the faster firms in the space. And if you’ve ever waited weeks for your hard-earned trading profits to show up, you’ll know what a breath of fresh air that is.
Comparison: Seacrest Funded vs Other Top Prop Firms
Choosing the right prop firm can feel like navigating a forex chart during an FOMC announcement full of surprises and hidden traps. To help you cut through the noise, here’s a side-by-side comparison of four of the most active and reputable prop firms in 2025.
This table compares the essentials: challenge types, cost, time limits, and evaluation phases so you can decide which firm best fits your style and strategy.
Feature | Seacrest Funded | FTMO | The 5%ers | The Funded Pips |
Challenge Type(s) | 1 Step, 2 Step, 2 Step Max, 3 Step | Classic 2 Step | Instant Funding / 1 Step | 1 Step, 2 Step |
Starting Fee (10K Account) | $100 | €155 (~$165) | $235 | $95+ |
Time Limit? | No | Yes (30 days) | No | Yes (30–60 days) |
Phases | 1–3 | 2 | 1 | 1–2 |
Max Account Size | $1,000,000+ | $400,000 | $400,000+ | $400,000+ |
Profit Split | Up to 90% | 80% (can scale higher) | 50–75% | 80–90% |
Payout Frequency | Weekly or Biweekly | Monthly | Monthly | Weekly |
Challenge Payouts | Yes (with profit) | No | N/A | Yes (on select models) |
Express / Instant | No | No | Yes | No |
Scaling Plan | Yes | Yes | Yes | Yes |
News Trading Allowed | Some Restrictions | No (2 min before/after news restricted) | Yes | Yes |
Overnight/Weekend Holding | Limited (challenge-dependent) | Yes | Yes | Yes |
Drawdown Type | Trailing / Fixed Hybrid | Fixed | Static Equity-Based | Floating |
Refundable Challenge Fee | Yes | Yes (after first payout) | No | Yes (after passing) |
Quick Takeaways:
- Seacrest Funded stands out with no time limits, the widest range of challenge types, and ultra-fast payouts.
- FTMO remains a strong choice for those who prefer a traditional model with a trusted global reputation.
- The 5ers appeal to conservative, risk-focused traders who prefer instant funding and long-term scaling.
- Funding Pips offers affordable entry and a growing reputation for transparency and payout speed.
Each firm has its strengths, but if you’re looking for flexibility, speed, and a tailored challenge experience, Seacrest Funded offers a compelling mix that few others can match.
Seacrest Funded Customer Support and Help
Email: support@seacrestmarkets.io
Social Media Profiles
- Instagram profile has 61.8k followers
- X/Twitter profile has 145.3k followers
- Discord group has 123k followers
- YouTube channel has 31.5k subscribers
Seacrest Funded Trustpilot Reviews
Seacrest Funded has received great customer feedback from its traders on Trust Pilot. With an overall score of 4.2 out of 5 from 2,226 reviews.
A key aspect of evaluating any top prop firm is assessing customer feedback. Seacrest Funded has received a mix of positive and constructive reviews on platforms such as Trustpilot.
Positive Reviews:
- Fast Payouts – Many traders appreciate the firm’s efficient payout process, with some receiving their withdrawals within days.
- Fair Evaluation Process – The structured challenge and verification phases have been praised for being transparent and achievable.
- Good Trading Conditions – Traders commend the firm for competitive spreads, leverage options, and instrument availability.
Constructive Criticism:
- Strict Rules – Some traders find the daily and maximum drawdown limits challenging, especially for aggressive trading strategies.
- Customer Support Delays – A few reviews mention occasional delays in response times during peak periods.
- Limited Broker Choices – While Seacrest Funded partners with reputable brokers, some traders would like more broker options.
Overall, Seacrest Funded has a strong reputation within the proprietary trading industry, with most traders finding success when following the firm’s guidelines and risk management policies.
Conclusion
Whether you’re a breakout junkie, a calm swing trader, or a prop firm veteran tired of gimmicks and fine print, Seacrest Funded offers a compelling, trader-focused solution for getting funded fast and staying funded.
With a choice of 1-Step, 2-Step, Max, and 3-Step challenges, Seacrest empowers you to find your ideal route to a funded account. The firm backs it up with top-tier support, fast payouts, and scaling opportunities that reward long-term consistency, not just lucky streaks.
Unlike firms and futures prop firms that hide behind confusing rules or outdated systems, Seacrest is building a transparent and modern prop trading experience that places traders first.
In short: If you’re ready to treat trading like a business, not a lottery ticket then Seacrest Funded is ready to bet on you.
For traders who want funding that makes sense and a focus on their needs, Seacrest Funded looks like a good choice. Success rests on a trader’s strict rules, risk control plus skill at handling markets. Before signing up, traders should read the rules and limits to check they match their plan.
FAQ’s
Seacrest stands out with multiple challenge types, no time limits (on select accounts), fast payouts within 48 hours, and one of the highest profit splits in the industry up to 90%.
You can request your first payout 7 days after your first live trade. After that, withdrawals are typically processed weekly or biweekly
No for most challenge types (especially 1-Step and 3-Step), there’s no time limit, allowing you to trade at your own pace without pressure.
About the Author
I’m Ronan Edwards, a funded futures trader and content creator with over 7 years of experience in cryptocurrency and financial markets. My trading journey began in the early boom cycles of 2017 and 2018, where I built a foundation in crypto markets before expanding into forex, gold, and more recently, meme coins.
